Bergen County and River Edge Borough property record for 164 Valley Rd, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft · built 1949 |
| Lot Size | 0.299 acres (13,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Jan 2007) |
| Tax Bill | $14,380 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-01205-0000-00001 |
| Primary APN | 52-01205-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 13,015 sqft (0.299 acres) |
| Account Number | 019840 |
|---|---|
| Street Address | 164 VALLEY RD |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 64IRR 1.0LT |
| Legal Subdivision | CONTINENTAL RDG SEC 10 |
| Legal Block | 1205 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 48200 |
164 Valley Rd is owned and occupied by two individuals who bought it in January 2007.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 VALLEY RD, RIVER EDGE, NJ 07661-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Aug 24, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2007 · Amount on File |
| Deed Sale | Jan 22, 2007 · Amount on File |
| Deed Book / Page | 9236 / 66 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 164 VALLEY RD, RIVER EDGE, NJ 07661-1043 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 164 VALLEY RD, RIVER EDGE, NJ 07661-1043 |
| Document Number | 0041591083 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 4159/1083 |
| Instrument | 2021081025 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 164 VALLEY RD, RIVER EDGE, NJ 07661-1043 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041360576 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 4136/576 |
| Instrument | 2021073918 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 164 VALLEY RD, RIVER EDGE, NJ 07661-1043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027040672 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 02704/0672 |
| Instrument | 17-063725 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 164 Valley Rd was $14,380, up 1.8% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,500 (+6.28%) Land $424,100 Building $207,400 | $631,500 (+6.28%) Land $424,100 Building $207,400 | |
| 2025 | $14,380.00 (+1.82%) | $594,200 Land $396,600 Building $197,600 | $594,200 Land $396,600 Building $197,600 |
| 2024 | $14,123.00 | ||
| 2023 | $356,200 Land $216,000 Building $140,200 | $356,200 Land $216,000 Building $140,200 | |
| 2022 | $13,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 164 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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