164 Tesoro Ter, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 164 Tesoro Ter, Saint Augustine, FL 32095 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2024
Square Footage4,224 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$1,258,800 (2024)
Tax Bill$22,988.00 (2025)

Property Details

APN / Parcel Number

Primary APN073433-0370

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures22 Plumbing Fixtures
Building Area4,224 sqft Living Area
Gross Area4,913 sqft Gross Area
1st Floor2,642 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area689 sqft Garage
Porch Area288 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address164 TESORO TER
CitySAINT AUGUSTINE
StateFL
Zip32095-1685
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description113/35-48 MADEIRA AT ST AUGUSTINE PHASE 1C LOT 37 OR5903/281
Legal SubdivisionMADEIRA AT ST AUGUSTINE PHASE 1C
Legal Block1
Legal Lot Number37
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2051
Census Tract20606

Owner

Source: St. Johns County records · APN 073433-0370

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 TESORO TER, SAINT AUGUSTINE, FL 32095-1685
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BANK
May 10, 2023Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Prior SaleMay 10, 2023 · Amount on Record
Deed Doc Number202412890
Deed Book / Page5903 / 281
Record RefreshedSep 20, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 22, 2024
Property Address164 TESORO TER, SAINT AUGUSTINE, FL 32095-1685
Document Number0059030281
Book / Page5903 / 281
Map ReferenceMB 113 PG 35-48
Instrument DateFeb 20, 2024
Instrument2024012890
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanySEA GLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,811.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 TESORO TER, ST AUGUSTINE, FL 32095-1685
InvestorPossibly a Property Investor

Mortgage

Document Number0005903283
DateFeb 22, 2024
Instrument5903/283
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change13.7%
IndexSOFR Average 30-Day
Max Rate13.7%

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 10, 2023
Property Address164 TESORO TER, SAINT AUGUSTINE, FL 32095-1685
Document Number0057550546
Book / Page5755 / 546
Map ReferenceMB 113 PG 35-48
Instrument DateMay 03, 2023
Instrument2023035832
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$6,870.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1548 THE GREENS WAY # WAY6, WAY6, JACKSONVILLE BEACH, FL 32250-2490

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 BUSINESS PARK CIR STE 105, 105, SAINT AUGUSTINE, FL 32095-8824
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,050,804 (+0.38%)$1,114,843 (-1.6%) Land $175,000 Building $939,843
2025$22,988.00 (+241.42%) Homeowner's exemption$1,046,875 (+498.21%)$1,132,927 (+547.39%) Land $175,000 Building $957,927
2024$6,733.00 (+20.77%)$175,000 (+52.17%)$175,000 (+52.17%) Land $175,000
2023$5,575.00$115,000$115,000 Land $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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