164 Sunset Ridge Rd, Forest, VA 24551 Property Records

Bedford County property record for 164 Sunset Ridge Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,384 sqft · built 1984
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Jun 2026)
Tax Bill	$935 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101E 1 164`

Property Details

APN / Parcel Number

Primary APN	`101E 1 164`
Alternative APNs	`10140600` `416595`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	692 sqft
Basement Area	692 sqft
Finished Basement	692 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	164 SUNSET RIDGE RD
City	FOREST
State	VA
Zip	24551-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE COUNTRY TOWNHOMES UNIT 164 BDG 6 PH 1
Legal Subdivision	SUNSET RIDGE COUNTRY TOWNHOMES
Legal Phase	1
Legal Unit	164-6
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3015
Census Tract	30103

Owner

164 Sunset Ridge Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Bedford County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 SUNSET RIDGE RD, FOREST, VA 24551-1920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Deed Document Number	20265895
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 25, 2026
Property Address	164 SUNSET RIDGE RD, FOREST, VA 24551-1920
Document Number	0000005895
Instrument Date	Jun 23, 2026
Instrument	20265895
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,259.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SUNSET RIDGE RD, FOREST, VA 24551-1920

Mortgage

Document Number	0000005896,
Date	Jun 25, 2026
Instrument	20265896

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 164 Sunset Ridge Rd was $935.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$935.00	$228,200 Land $50,000 Building $178,200
2023	$935.00 Additional exemption filed	$114,100	$228,200 Land $50,000 Building $178,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Sunset Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Sunset Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50