164 Stearns St, Bristol, CT 06010 Property Records

Bristol City property record for 164 Stearns St, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,707 sqft · built 1938
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Jul 2017)
Tax Bill	$5,885 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:25A L:220A`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:25A L:220A`
Alternative APNs	`0089320` `89320`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
Gross Area	3,619 sqft
1st Floor Area	891 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	89320
Street Address	164 STEARNS ST
City	BRISTOL
State	CT
Zip	06010-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	220A
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2010
Census Tract	405100

Owner

Source: Bristol City records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	164 STEARNS ST, BRISTOL, CT 06010-5135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 20, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 29, 2017	Deed of Trust, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Jul 30, 2007 · Amount on Record
Deed Book / Page	2056 / 285
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	164 STEARNS ST, BRISTOL, CT 06010-5135
Transaction Type	Mortgage
Record Updated	Jan 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002303-159
Date	Dec 12, 2024
Book Page	2303/159

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	493 Months
Due	Jan 1, 2066

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	164 STEARNS ST, BRISTOL, CT 06010-5135
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02227-1048
Date	Jun 17, 2022
Book Page	2227/1048

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	164 STEARNS ST, BRISTOL, CT 06010-5135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2146-176
Date	Aug 20, 2020
Book Page	2146/176

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2047

June 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	164 STEARNS ST, BRISTOL, CT 06010-5135
Document Number	2056-287
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 STEARNS ST BRISTOL CT 060105135, BRISTOL, CT 06010-5135

Mortgage

Document Number	2056-287
Date	Jul 3, 2017
Book Page	002056/000287

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,885.00	$174,370 (-) Land $31,570 Building $142,800	$122,059 Land $22,099 Building $99,960
2024	$5,885.00 (+11.21%)
2023	$5,292.00 (+11.88%)	$174,370 (+41.37%) Land $31,570 Building $142,800
2022	$4,730.00	$123,340 Land $23,940 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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