164 Spruce St, Tchula, MS 39169 Property Records

Holmes County property record for 164 Spruce St, Tchula, MS 39169

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 1979
Owner	2 Individual Names on File
Tax Bill	$558 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0531108901`

Property Details

APN / Parcel Number

Primary APN	`0531108901`

Interior

Building Area	1,181 sqft Finished Area
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	164 SPRUCE ST
City	TCHULA
State	MS
Zip	39169-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1,2 & 3 BLK 24
Legal Block	24
Legal Lot Number	1-3
Jurisdiction	HOLMES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1038
Census Tract	950300

Owner

Source: Holmes County records · APN 0531108901

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 141, TCHULA, MS 39169-0141
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Holmes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Holmes County
Municipality	Tchula Town
Unified School District	Holmes County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00	$3,612 (+2.06%) Land $277 Building $3,335	$36,125 (+2.07%) Land $2,772 Building $33,353
2023		$3,539 Land $277 Building $3,262	$35,392 Land $2,772 Building $32,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2010)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Dec 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 173 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TCHULA serves 1,642 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.