Elmore County property record for 164 Spradley Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 2007 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $2,398 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-09-0-002-011.000 |
| Primary APN | 06-02-09-0-002-011.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Basement |
| Garage Area | 1,696 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 812 sqft |
| Deck Area | 150 sqft |
| Patio Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 164 SPRADLEY RD |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L-298A LITTLE KOWALIGA CREEK ADD PLAT #5 PB 10 PG 36-E |
| Legal Range | 20E |
| Legal Township | 20N |
| Legal Section | 09 |
| Legal Subdivision | LITTLE KOWALIGA CREEK ADD |
| Legal Lot Number | L-298 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 30300 |
Source: Elmore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2230 ENGLISH VILLAGE LN, MOUNTAIN BRK, AL 35223-1731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 1, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Sep 11, 2024 · Amount on Record |
| Deed Book / Page | 2025 / 55971 |
| Prior Transfer Date | Sep 10, 2025 |
| Prior Transfer Doc | 2025/55971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 164 SPRADLEY RD, ECLECTIC, AL 36024-2939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2230 ENGLISH VILLAGE LN, MOUNTAIN BRK, AL 35223-1731 |
| Document Number | 2025/74563 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2025/74563 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Oct 1, 2025 |
| Property Address | 164 SPRADLEY RD, ECLECTIC, AL 36024-2939 |
| Document Number | 2025/55971 |
| Book / Page | 2025 / 55971 |
| Map Reference | MB 10 PG 36-7E |
| Instrument Date | Sep 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2230 ENGLISH VILLAGE LN, MOUNTAIN BRK, AL 35223-1731 |
| Name | Verified Name |
|---|---|
| Address | 2230 ENGLISH VILLAGE LN, MOUNTAIN BRK, AL 35223-1731 |
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,398.00 (-0.91%) | ||
| 2025 | $2,420.00 (+37.66%) | $94,800 (+38.76%) | $947,930 (+38.76%) Land $220,530 Building $727,400 |
| 2024 | $1,758.00 (-0.79%) | $68,320 (-50.39%) | $683,130 (-0.8%) Land $220,530 Building $462,600 |
| 2023 | $1,772.00 (+34.55%) | $137,726 (+35.89%) Land $44,106 Building $93,620 | $688,630 (+35.89%) Land $220,530 Building $468,100 |
| 2022 | $1,317.00 | $101,354 Land $42,822 Building $58,532 | $506,770 Land $214,110 Building $292,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 10,000 / 10,000 |
| Windstream DSL | 100 / 20 |
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