Montgomery County property record for 164 Sharpstead Ln, Gaithersburg, MD 20878 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1981 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 2,603 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $362,000 (2005) |
| Tax Bill | $4,320.00 (2025) |
| Primary APN | 09-01913474 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,144 sqft Living Area |
| 1st Floor | 572 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,603 sqft (0.06 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01913474 |
|---|---|
| Street Address | 164 SHARPSTEAD LN |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-2793 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WARTHER |
| Legal Subdivision | WARTHER |
| Legal Block | B |
| Legal Lot Number | 29 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 9 |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 700836 |
Source: Montgomery County records · APN 09-01913474
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 SHARPSTEAD LN, GAITHERSBURG, MD 20878-2793 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Line of Credit NASA FCU |
| Jan 13, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| May 27, 2017 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST HORIZON HM LN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on Record |
| Deed Sale | Jul 13, 2005 · Amount on Record |
| Prior Sale | Jul 12, 2005 · Amount on Record |
| Deed Doc Number | 200522599 |
| Deed Book / Page | 30281 / 783 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 164 SHARPSTEAD LN, GAITHERSBURG, MD 20878-2793 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | US TITLE INSURANCE AGENCY, CU TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 164 SHARPSTEAD LN, GAITHERSBURG, MD 20878-2793 |
| Document Number | 0675080365 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 67508/365 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 164 SHARPSTEAD LN, GAITHERSBURG, MD 20878-2793 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0650510334 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 65051/334 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 164 SHARPSTEAD LN, GAITHERSBURG, MD 20878-2793 |
| Document Number | 0546620001 |
| Book / Page | 054662 / 000001 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2017 |
| Name | Verified Name |
|---|---|
| Address | 164 SHARPSTEAD LN GAITHERSBURG MD 208782793, GAITHERSBURG, MD 20878-2793 |
| Document Number | 0546620001 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 054662/000001 |
| Name | FIRST HORIZON HM LN |
|---|---|
| Type | Funding / Finance Company |
| Address | RESTON, VA 20190 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 30, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,100 (+5.26%) Land $175,000 Building $204,100 | $379,100 (-) Land $175,000 Building $204,100 | |
| 2025 | $4,320.00 (+21.59%) | $360,167 (+11.75%) | $379,100 (+17.62%) Land $175,000 Building $204,100 |
| 2023 | $322,300 Land $175,000 Building $147,300 | $322,300 Land $175,000 Building $147,300 | |
| 2022 | $3,553.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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