164 Second St, Painesville, OH 44077 Property Records

Lake County property record for 164 Second St, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2000
Lot Size	0.206 acres (8,999 sqft)
Owner	Owner Name on Record
Tax Bill	$4,698 (2023)
Deeds & Mortgages	Nov 2018 Loan Modification Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-D-007-0-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`15-D-007-0-00-016-0`
Alternative APN	`D 69`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,999 sqft (0.206 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	D 69
Street Address	164 2ND ST
City	PAINESVILLE
State	OH
Zip	44077-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAINESVILLE LOT TRACT 3
Legal Subdivision	SHEPARD ESTATES SUBDIVISION
Legal Tract	3
Legal Lot Number	38
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	1
Census Block	1000
Census Tract	204304

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	164 2ND ST, PAINESVILLE, OH 44077-3124

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Loan Modification, Mortgage · Conventional Mortgage FAY SVCNG LLC
Nov 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 26, 1999
Last Transfer Date	Jul 17, 2009
Transfer Doc	0000018811
Record Updated	Jun 7, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	164 2ND ST, PAINESVILLE, OH 44077-3124
Document Number	0000030578
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 2ND ST PAINESVILLE OH 440773124, PAINESVILLE, OH 44077-3124

Mortgage

Document Number	0000030578
Date	Dec 4, 2018
Instrument	30578

Lender

Name	FAY SVCNG LLC
Address	CHICAGO, IL 60605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	164 2ND ST, PAINESVILLE, OH 44077-3124
Document Number	0000030579
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 2ND ST PAINESVILLE OH 440773124, PAINESVILLE, OH 44077-3124

Mortgage

Document Number	0000030579
Date	Dec 4, 2018
Instrument	30579

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Painesville City
Unified School District	Painesville City Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,698.00 (+163.78%) Homeowner's exemption Senior Citizen's exemption	$37,940 (-) Land $5,950 Building $31,990
2022	$1,781.00 Homeowner's exemption Senior Citizen's exemption	$37,940 Land $5,950 Building $31,990
2021			$108,380 Land $16,990 Building $91,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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