164 Sack Point Rd, Suffolk, VA 23434 Property Records

Suffolk City property record for 164 Sack Point Rd, Suffolk, VA 23434 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1977
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2020)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2018 Line of Credit + 1 more
APN	`18AD3`

Property Details

APN / Parcel Number

Primary APN	`18AD3`
Alternative APN	`252961300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Mixed
Garage Area	1,978 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	252961300
Street Address	164 SACK POINT RD
City	SUFFOLK
State	VA
Zip	23434-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L.3,BL.D,NANSE.BRICK CORP.PLAT
Legal Subdivision	NANSEMOND BRICK CORP
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2003
Census Tract	75302

Owner

Source: Suffolk City records · APN 18A*D*3

Assessment roll updated December 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 SACK POINT RD, SUFFOLK, VA 23434-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jun 01, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY
Jul 16, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	20209223
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	164 SACK POINT RD, SUFFOLK, VA 23434-7140
Transaction Type	Mortgage
Record Updated	Oct 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250010180
Date	Sep 12, 2025
Instrument	250010180

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	164 SACK POINT RD, SUFFOLK, VA 23434-7140
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180005658
Date	Jun 01, 2018
Instrument	180005658

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 16, 2020
Property Address	164 SACK POINT RD, SUFFOLK, VA 23434-7140
Document Number	200009223
Instrument Date	Jun 10, 2020
Instrument	200009223
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 SACK POINT RD, SUFFOLK, VA 23434-7140

Mortgage

Document Number	200009224
Date	Jul 16, 2020
Instrument	200009224

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	200009225
Date	Jul 16, 2020
Instrument	200009225

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$302,500 (+5.92%) Land $55,300 Building $247,200
2025	$3,686.00 (+6.9%)	$302,500 (+5.92%) Land $55,300 Building $247,200	$285,600 (+2.07%) Land $55,300 Building $230,300
2024	$3,448.00 (+13.09%)	$285,600 (+2.07%) Land $55,300 Building $230,300
2023	$3,049.00	$279,800 Land $55,300 Building $224,500	$279,800 Land $55,300 Building $224,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000753022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009, tidal / storm surge
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 60% of Virginia
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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