Laurens County property record for 164 S Ruth Walker Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $58,000 (May 2021) |
| Tax Bill | $4,860 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan May 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-01-01-004 |
| Primary APN | 308-01-01-004 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3080101004 95804689 |
|---|---|
| Street Address | 164 S RUTH WALKER RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:55 MAP REF:1575-77 14-21 |
| Legal Subdivision | LOLAS SHORES SUB |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1543 HIGHWAY 56 S, CLINTON, SC 29325-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage ARTHUR STATE BANK |
| May 21, 2021 | Deed, Transfer |
| Jun 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 11, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2020 |
| Deed Document Number | 0000157577 |
| Deed Book / Page | 1575 / 77 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 164 S RUTH WALKER RD, WATERLOO, SC 29384-4725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1543 HIGHWAY 56 S, CLINTON, SC 29325-7632 |
| Document Number | 0M28440214 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | M2844/214 |
| Instrument | 2022006119 |
| Name | ARTHUR STATE BANK |
|---|---|
| Type | Bank |
| Address | UNION, SC 29379 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 21, 2021 |
| Property Address | 164 S RUTH WALKER RD, WATERLOO, SC 29384-4725 |
| Document Number | 0D15750077 |
| Book / Page | D1575 / 77 |
| Map Reference | MB 14 PG 21 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021004608 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $214.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 9, 2020 |
| Property Address | 164 S RUTH WALKER RD, WATERLOO, SC 29384-4725 |
| Document Number | 0015090140 |
| Book / Page | 001509 / 000140 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 4162 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2917 FORK SHOALS RD SIMPSONVILLE SC 296806809, SIMPSONVILLE, SC 29680-6809 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 11, 2020 |
| Property Address | 164 S RUTH WALKER RD, WATERLOO, SC 29384-4725 |
| Document Number | 0014970170 |
| Book / Page | 001497 / 000170 |
| Instrument Date | Aug 17, 2019 |
| Instrument | 2097 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2917 FORK SHOALS RD SIMPSONVILLE SC 296806809, SIMPSONVILLE, SC 29680-6809 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 16, 2019 |
| Property Address | 164 S RUTH WALKER RD, WATERLOO, SC 29384-4725 |
| Document Number | 0014630164 |
| Book / Page | 001463 / 000164 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 7731 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 113 NOBSKA LIGHT CT SIMPSONVILLE SC 296815783, SIMPSONVILLE, SC 29681-5783 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,860.00 (+13.82%) Homeowner's exemption | $14,060 (-) Land $1,580 Building $12,480 | |
| 2023 | $4,270.00 | $14,060 (+789.87%) | $234,400 (+134.4%) Building $234,400 |
| 2022 | $1,580 Land $1,580 | $100,000 (-67.53%) Land $100,000 | |
| 2021 | $308,000 Land $100,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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