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164 S B St, San Mateo, CA 94401 Property Records

San Mateo County property record for 164 S B St, San Mateo, CA 94401

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details12,090 sqft
Lot Size0.104 acres (4,518 sqft)
OwnerCompany Name on Record
Last Sale$2,600,000 (Apr 2002)
Tax Bill$65,399 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Aug 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN034-153-200

Property Details

APN / Parcel Number

Primary APN034-153-200

Interior

Building Area12,090 sqft Gross Area

Exterior

Lot Area4,518 sqft (0.104 acres)
Garage TypeAttached
Garage Area3,250 sqft
Parking Spaces11 Parking Spaces

Location & Zoning

Street Address164 S B ST
CitySAN MATEO
StateCA
Zip94401-3909
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCB0000
Legal DescriptionPARCEL 1 & PTN OF PARCEL 10 PM VOL 51/47-48
Legal SubdivisionPARCEL MAP #181
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group3
Census Block3012
Census Tract606300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedNational Bank of San Mateo
listed 1997 · 1 contributing resources · NRIS 97000331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address577 AIRPORT BLVD, 400, BURLINGAME, CA 94010-2022
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HERITAGE BANK OF COMMERCE
Aug 27, 2019Deed of Trust, Mortgage · Construction Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2002 · Amount on Record
Deed SaleApr 23, 2002 · Amount on Record
Prior SaleJun 15, 1999 · Amount on Record
Deed Document Number200279214
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address164 S B ST, SAN MATEO, CA 94401-3909
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 AIRPORT BLVD, BURLINGAME, CA 94010-2020

Mortgage

Document Number0000038736
DateAug 11, 2023
Instrument2023-038736
Lender
NameHERITAGE BANK OF COMMERCE
TypeBank
AddressSAN JOSE, CA 95110
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address164 S B ST, SAN MATEO, CA 94401-3909
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068844
DateAug 27, 2019
Instrument2019-068844
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,917,798 (+2%) Land $1,506,840 Building $2,410,958
2025$65,399.00 (+35.62%)$3,840,980 (+4.04%) Land $1,477,295 Building $2,363,685
2023$48,222.00 (-18.93%)$3,691,832 Land $1,419,931 Building $2,271,901
2022$59,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Sonic Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100

May also be available: GeoLinks, T-Mobile.

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