164 Rustic Rd, Mooresville, NC 28115 Property Records

Iredell County property record for 164 Rustic Rd, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,355 sqft · built 2013
Lot Size	3.11 acres (135,689 sqft)
Owner	Company Name on Record
Last Sale	$1,550,000 (Mar 2020)
Tax Bill	$8,186 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4684-09-3108.000`

Property Details

APN / Parcel Number

Primary APN	`4684-09-3108.000`
Alternative APN	`80076613`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,355 sqft Heated Area
Gross Area	5,547 sqft
1st Floor Area	3,355 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	135,689 sqft (3.11 acres)
Lot Width	30 ft Width
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,150 sqft
Porch	Slab
Porch Area	528 sqft
Patio Area	534 sqft
Guest House	1,000 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80076613
Street Address	164 RUSTIC RD
City	MOORESVILLE
State	NC
Zip	28115-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 GARY & CATHERINE PATTERSON
Legal Subdivision	SOUTHEAST CODDLE CREEK
Legal Block	9
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2007
Census Tract	61408

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Dec 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 3, 2020	Correction Deed MILLENNIAL TITLE PARTNERS, MILLENNIAL TITLE PTRS
Mar 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2020	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Book / Page	2687 / 1228
Last Transfer Date	Oct 2, 2020
Transfer Doc	2760264
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027841471
Date	Feb 22, 2021
Book Page	2784/1471

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 3, 2020
Property Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	2760378
Book / Page	002760 / 000378
Instrument Date	Dec 2, 2020
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	164 RUSTIC RD MOORESVILLE NC 281158280, MOORESVILLE, NC 28115-8280

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 3, 2020
Property Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	2760264
Book / Page	002760 / 000264
Instrument Date	Oct 2, 2020
Record Updated	Jan 5, 2021
Title Company	MILLENNIAL TITLE PARTNERS, MILLENNIAL TITLE PTRS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 RUSTIC RD MOORESVILLE NC 281158280, MOORESVILLE, NC 28115-8280

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 31, 2020
Property Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	26871226
Book / Page	002687 / 001226
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	164 RUSTIC RD MOORESVILLE NC 281158280, MOORESVILLE, NC 28115-8280

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 31, 2020
Property Address	164 RUSTIC RD, MOORESVILLE, NC 28115-8280
Document Number	0026871228
Book / Page	2687 / 1228
Map Reference	MB 60 PG 114
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 CHESTERFIELD LN, 32, LEICESTER, NC 28748-0286

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026871231
Date	Mar 31, 2020
Instrument	2687/1231

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,090,820 (-) Land $121,490 Building $969,330	$1,090,820 (-) Land $121,490 Building $969,330
2025	$8,186.00 (+0.83%)	$1,090,820 (+0.83%) Land $121,490 Building $969,330	$1,090,820 (+0.83%) Land $121,490 Building $969,330
2024	$8,119.00	$1,081,860 (-) Land $121,490 Building $960,370	$1,081,860 (-) Land $121,490 Building $960,370
2023	$8,119.00 (+76.12%)	$1,081,860 (+93.17%) Land $121,490 Building $960,370	$1,081,860 (+93.17%) Land $121,490 Building $960,370
2022	$4,610.00	$560,060 Land $60,740 Building $499,320	$560,060 Land $60,740 Building $499,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum, Verizon.

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