164 Royal Ln, Commerce, TX 75428 Property Records

Hunt County property record for 164 Royal Ln, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1969
Square Footage	2,019 sqft Living Area
Lot Size	14,702 sqft (0.337 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,434.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`5036-0000-0090-31`
Alternative APN	`R79123`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,019 sqft Living Area
Gross Area	2,547 sqft Gross Area
1st Floor	2,019 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,702 sqft (0.337 acres)
Depth X Width	140 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Total Buildings	2 Total Buildings
Shed	1 Shed
Shed Area	240 sqft Shed
Porch	Open Porch
Porch Area	181 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R79123
Street Address	164 ROYAL LN
City	COMMERCE
State	TX
Zip	75428-3834
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S5036 SOUTHGATE ADDITION # 2 LOT 9 ACRES .3375
Legal Subdivision	SOUTHGATE ADDITION # 2
Legal Lot Number	9
Jurisdiction	HUNT TX
Minor Civil Division	COMMERCE
Census Blockgroup	1
Census Block	1002
Census Tract	960500

Owner

Source: Hunt County records · APN 5036-0000-0090-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	164 ROYAL LN, COMMERCE, TX 75428-3834
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 16, 2004
Transfer Doc	0012390313
Record Refreshed	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	164 ROYAL LN, COMMERCE, TX 75428-3834
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002570
Date	Feb 15, 2023
Instrument	2023-02570

Lender

Name	GREATER TEXAS FCU
Type	Credit Union
Address	AUSTIN, TX 78752

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Nov 01, 2032

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,793 (+29.74%) Land $45,280 Building $201,560	$246,840 (+31.9%) Land $45,280 Building $201,560
2024	$4,434.00 (+28.04%)
2023		$187,140 Land $42,480 Building $144,660	$187,140 Land $42,480 Building $144,660
2022	$3,463.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Texas
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.