Gaston County property record for 164 Riverfront Pkwy, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,240 sqft · built 2015 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Jul 2015) |
| Tax Bill | $4,606 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 199779 |
| Primary APN | 199779 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Porch |
| Porch Area | 130 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 164 RIVERFRONT PKWY |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-1693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER FRONT L 202 15 020 009 00 000 |
| Legal Subdivision | RIVERFRONT PARKWAY |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31203 |
164 Riverfront Pkwy is owned and occupied by two individuals who bought it in July 2015.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Apr 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on File |
| Deed Sale | Jul 31, 2015 · Amount on File |
| Prior Sale | Mar 28, 2014 · Amount on File |
| Deed Book / Page | 4799 / 191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 164 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0051381943 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5138/1943 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | 11712 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 164 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0052151957 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 5215/1957 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 164 Riverfront Pkwy was $4,606.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,606.00 | $458,770 Land $40,000 Building $418,770 | |
| 2023 | $4,656.00 | $458,770 Land $40,000 Building $418,770 | |
| 2021 | $280,250 Land $30,000 Building $250,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Riverfront Pkwy in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Riverfront Pkwy is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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