164 River St, Fillmore, CA 93015 Property Records

Ventura County property record for 164 River St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,327 sqft · built 2018
Lot Size	0.144 acres (6,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,500 (Mar 2018)
Tax Bill	$12,443 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`053-0-220-055`

Property Details

APN / Parcel Number

Primary APN	`053-0-220-055`
Alternative APN	`540010345`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	1,352 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,292 sqft (0.144 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft
Patio Area	145 sqft

Location & Zoning

Street Address	164 RIVER ST
City	FILLMORE
State	CA
Zip	93015-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 549603 LOT: 5 REF: 163MR 62
Legal Subdivision	TRACT 5496 3
Legal Tract	549603
Legal Block	220
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1028
Census Tract	302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 RIVER ST, FILLMORE, CA 93015-1889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	201830618
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	164 RIVER ST, FILLMORE, CA 93015-1889
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 RIVER ST, FILLMORE, CA 93015-1889

Mortgage

Document Number	0000063182
Date	Mar 26, 2021
Instrument	20210326-00063182

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	164 RIVER ST, FILLMORE, CA 93015-1889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136619
Date	Nov 5, 2019
Instrument	20191105-00136619

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 16, 2018
Property Address	164 RIVER ST, FILLMORE, CA 93015-1889
Document Number	0000030618
Instrument Date	Feb 27, 2018
Instrument	30618
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	SPL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 RIVER ST FILLMORE CA 930151889, FILLMORE, CA 93015-1889

Mortgage

Document Number	30619
Date	Mar 16, 2018
Instrument	30619

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$662,155 (+2%) Land $387,634 Building $274,521
2025	$12,443.00 (+5.29%)	$649,172 (+4.04%) Land $380,033 Building $269,139
2024	$11,818.00 (+1.38%)
2023	$11,657.00 (+5.51%)	$623,965 Land $365,276 Building $258,689
2022	$11,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	7 (1978–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

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