Sussex County and Montague Township property record for 164 River Rd, Montague, NJ 07827
| Property Type | Single Family Home |
|---|---|
| Details | 672 sqft · built 1980 |
| Lot Size | 5.06 acres (220,849 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,202 (Dec 2019) |
| Tax Bill | $5,868 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00001-0000-00084 |
| Primary APN | 14-00001-0000-00084 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 220,849 sqft |
| Garage Type | Detached |
| Street Address | 164 RIVER RD |
|---|---|
| City | MONTAGUE |
| State | NJ |
| Zip | 07827-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | MONTAGUE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 371000 |
Source: Sussex County and Montague Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 164 RIVER RD, MONTAGUE, NJ 07827-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2019 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Aug 16, 2019 | Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Feb 21, 2019 | Trustee's Deed, Foreclosure FIRST FINANCIAL TITLE AGENCY/NJ INC, FIRST FIN'L TITLE AGCY/NJ INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Apr 24, 2008 · Amount on Record |
| Deed Document Number | 201910251280 |
| Deed Book / Page | 3541 / 701 |
| Prior Transfer Date | Oct 26, 1995 |
| Prior Transfer Doc | 0000079079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 164 RIVER RD, MONTAGUE, NJ 07827-3227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0100410978 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 10041/978 |
| Instrument | 20211007010316600 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Dec 16, 2019 |
| Property Address | 164 RIVER RD, MONTAGUE, NJ 07827-3227 |
| Document Number | 0035410701 |
| Book / Page | 003541 / 000701 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 251280 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | RELIANT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 RIVER RD MONTAGUE NJ 078273227, MONTAGUE, NJ 07827-3227 |
| Document Number | 97650178 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 009765/000178 |
| Instrument | 251290 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Aug 16, 2019 |
| Property Address | 164 RIVER RD, MONTAGUE, NJ 07827-3227 |
| Document Number | 0035280345 |
| Book / Page | 003528 / 000345 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 157820 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Feb 21, 2019 |
| Property Address | 164 RIVER RD, MONTAGUE, NJ 07827-3227 |
| Document Number | 0035090066 |
| Book / Page | 003509 / 000066 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 30140 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 19, 2019 |
| Title Company | FIRST FINANCIAL TITLE AGENCY/NJ INC, FIRST FIN'L TITLE AGCY/NJ INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
Source: Sussex County and Montague Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Montague Township |
| Unified School District | Montague Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,400 (-) Land $92,000 Building $93,400 | $185,400 (-) Land $92,000 Building $93,400 | |
| 2025 | $5,868.00 (+7.55%) | $185,400 (-) Land $92,000 Building $93,400 | $185,400 (-) Land $92,000 Building $93,400 |
| 2024 | $5,456.00 (+1.81%) | ||
| 2023 | $185,400 Land $92,000 Building $93,400 | $185,400 Land $92,000 Building $93,400 | |
| 2022 | $5,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2006) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
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