Iredell County property record for 164 Ridge Point Dr, Stony Point, NC 28678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 2011 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Jul 2026) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3774-82-4876.000 |
| Primary APN | 3774-82-4876.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,702 sqft Heated Area |
| Gross Area | 4,410 sqft |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 1,414 sqft |
| Unfinished Basement | 1,414 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 620 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 77444896 |
|---|---|
| Street Address | 164 RIDGE POINT DR |
| City | STONY POINT |
| State | NC |
| Zip | 28678-8986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L9 RIVERWALK SEC 5 PB 27-127-130 |
| Legal Subdivision | RIVERWALK |
| Legal Block | 82 |
| Legal Lot Number | 9 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | SHILOH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61101 |
164 Ridge Point Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 RIDGE POINT DR, STONY POINT, NC 28678-8986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | Feb 1, 2006 · Amount on File |
| Deed Book / Page | 3231 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 164 RIDGE POINT DR, STONY POINT, NC 28678-8986 |
| Document Number | 3231000389 |
| Book / Page | 3231 / 389 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $163,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 RIDGE POINT DR, STONY POINT, NC 28678-8986 |
The 2025 property tax bill for 164 Ridge Point Dr was $2,398.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,380 (-) Land $89,250 Building $307,130 | $396,380 (-) Land $89,250 Building $307,130 | |
| 2025 | $2,398.00 | $396,380 (-) Land $89,250 Building $307,130 | $396,380 (-) Land $89,250 Building $307,130 |
| 2024 | $2,398.00 | $396,380 (-) Land $89,250 Building $307,130 | $396,380 (-) Land $89,250 Building $307,130 |
| 2023 | $2,398.00 (+17.95%) | $396,380 (+26.06%) Land $89,250 Building $307,130 | $396,380 (+26.06%) Land $89,250 Building $307,130 |
| 2022 | $2,033.00 | $314,450 Land $89,250 Building $225,200 | $314,450 Land $89,250 Building $225,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 164 Ridge Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Ridge Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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