Monroe County property record for 164 Richards Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1957 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00333-105 |
| Primary APN | 55-69-00333-105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 112 sqft |
| Balcony Area | 9 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 164 RICHARDS DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR NO 1 LOT 105 |
| Legal Subdivision | RIVERSIDE MANOR 1 |
| Legal Lot Number | 105 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 831400 |
Source: Monroe County assessment roll, APN 55-69-00333-105, as of August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 17, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage EXTREME LOANS LLC |
| Apr 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2022 | Warranty Deed, Transfer · VA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD |
| Mar 11, 2022 | Intrafamily Transfer, Transfer |
| Mar 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 |
| Deed Sale | Sep 17, 2025 |
| Prior Sale | Apr 16, 2024 · Amount on Record |
| Deed Document Number | 202515495 |
| Prior Transfer Date | Feb 15, 2022 |
| Prior Transfer Doc | 0000005231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 17, 2025 |
| Property Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000015495 |
| Map Reference | LB 10 PG 28&29 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 2025R15495 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000015496 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R15496 |
| Name | EXTREME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9435 W PORTAGE RIVER SOUTH RD, OAK HARBOR, OH 43449-9611 |
| Document Number | 0000005665 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024R05665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 11, 2022 |
| Property Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000005232 |
| Map Reference | LB 10 PG 28&29 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022R05232 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2022 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5865 PICKARD DR, 5865, TOLEDO, OH 43613-1713 |
| Name | Verified Name |
|---|---|
| Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000005233 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022R05233 |
| Name | MIDWEST MORTGAGE INVESTMENTS LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 11, 2022 |
| Property Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000005234 |
| Map Reference | LB 10 PG 28&29 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022R05234 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 11, 2022 |
| Property Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
| Document Number | 0000005231 |
| Map Reference | LB 10 PG 28&29 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022R05231 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 164 RICHARDS DR, MONROE, MI 48162-3242 |
Source: Monroe County assessment roll as of August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,900 (+10.59%) | $183,800 (+10.59%) | |
| 2025 | $2,680.00 (-20.29%) Homeowner's exemption | $83,100 (+29.68%) Land $83,100 | $166,200 (+29.68%) Land $166,200 |
| 2024 | $3,362.00 (+54.72%) | ||
| 2023 | $2,173.00 Homeowner's exemption | $64,080 | $128,160 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), as of September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 286 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0004450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE serves 49,467 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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