White County property record for 164 Prosperity Dr, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 2005 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Apr 2026) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093023 05505 |
| Primary APN | 093023 05505 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 242 ft deep x 123 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 306 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 164 PROSPERITY DR |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-6684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: PARADISE ESTATES 2; LOT: 4 |
| Legal Subdivision | PARADISE ESTATES 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 935100 |
164 Prosperity Dr is owned and occupied by two individuals who bought it in April 2026.
Source: White County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 21, 2026 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 20261724 |
| Deed Book / Page | 599 / 228 |
| Transfer Doc | 0154000662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Document Number | 0RB541/551 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | RB541/551 |
| Instrument | 23004214 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Document Number | 0RB477/450 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | RB477/450 |
| Instrument | 21001393 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Apr 21, 2026 |
| Property Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Document Number | 0000001724 |
| Book / Page | 599 / 228 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.1724 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | CEDAR CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,736.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001725, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 599/232 |
| Instrument | 2026.1725 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000001726, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 599/247 |
| Instrument | 2026.1726 |
| Name | SUCCESS MORTGAGE PARTNERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Dec 2, 2019 |
| Property Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Document Number | 0RB445/636 |
| Book / Page | RB445 / 636 |
| Map Reference | MB 2 PG 15 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 19004389 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | UPPER CUMBERLAND T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 PROSPERITY DR, SPARTA, TN 38583-6684 |
| Document Number | 0019004390 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 19004390 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 164 Prosperity Dr was $1,040.
Source: White County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 | $73,775 Land $6,000 Building $67,775 | $295,100 Land $24,000 Building $271,100 |
| 2023 | $42,325 (-) Land $3,925 Building $38,400 | ||
| 2022 | $42,325 Land $3,925 Building $38,400 | $169,300 Land $15,700 Building $153,600 | |
| 2021 | $868.00 | ||
| 2020 | $169,300 Land $15,700 Building $153,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 164 Prosperity Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Prosperity Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O'CONNOR UTILITY DISTRICT serves 10,344 people · EPA ID TN0000526 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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