164 Polo Downs, Chelsea, AL 35043 Property Records

Shelby County property record for 164 Polo Downs, Chelsea, AL 35043

Property Summary

Property TypeTownhouse
Details2 ba · 1,311 sqft · built 2009
Lot Size0.093 acres (4,051 sqft)
OwnerIndividual Name on Record
Last Sale$130,800 (Oct 2009)
Tax Bill$844 (2025)
Flood ZoneZone X (minimal risk)
APN097261003109000

Property Details

APN / Parcel Number

Primary APN097261003109000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,311 sqft Heated Area
1st Floor Area1,311 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions110 ft deep x 37 ft wide
Garage TypeAttached
Garage Area247 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address164 POLO DOWNS
CityCHELSEA
StateAL
Zip35043-7600
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSEC/TWNSHP/RAN 26 19S 01W NBRHD: 17 POLO CROSSINGS TWNHOMES R-2
Legal Range01W
Legal Township19S
Legal Section26
Legal SubdivisionVILLAGE AT POLO CROSSINGS SEC 1
Legal Lot Number213
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group1
Census Block1048
Census Tract30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address164 POLO DOWNS, CHELSEA, AL 35043-7600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2009 · Amount on Record
Deed SaleOct 2, 2009 · Amount on Record
Deed Document Number2009374640
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityChelsea City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$844.00$19,200 (+7.26%)$191,900 (+7.27%) Land $40,000 Building $151,900
2023Homeowner's exemption Senior Citizen's exemption$17,900$178,900 Land $40,000 Building $138,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 63% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELBY COUNTY COMMISSION-WATER SERVICES
serves 40,101 people · EPA ID AL0001671
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Polo Downs

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