Scott County property record for 164 Phillips Flats Rd, Oneida, TN 37841
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 2008 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jan 2015) |
| Tax Bill | $1,147 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076053 04308 |
| Primary APN | 076053 04308 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 1,728 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 540 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 164 PHILLIPS FLATS RD |
|---|---|
| City | ONEIDA |
| State | TN |
| Zip | 37841-7283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: B02 |
| Jurisdiction | SCOTT TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 975000 |
Source: Scott County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY 1 LENDING |
| Apr 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNITED CUMBERLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2015 · Amount on Record |
| Deed Sale | Jan 13, 2015 · Amount on Record |
| Deed Document Number | 0000290359 |
| Prior Transfer Date | Jun 26, 2014 |
| Prior Transfer Doc | 0000288389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Document Number | 0000000097/0000000589 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 0000000097/0000000589 |
| Instrument | 814 |
| Name | LIBERTY 1 LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Document Number | 0000000061/0000000669 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 0000000061/0000000669 |
| Instrument | 23000906 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT TN |
| Property Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 164 PHILLIPS FLATS RD, ONEIDA, TN 37841-7283 |
| Document Number | 0000000035/0000000959 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 0000000035/0000000959 |
| Instrument | 21001754 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jan 1, 2027 |
Source: Scott County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,147.00 | $71,650 (-) Land $11,150 Building $60,500 | |
| 2023 | $71,650 Land $11,150 Building $60,500 | $286,600 Land $44,600 Building $242,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA WATER AND SEWER COMMISSION serves 11,600 people · EPA ID TN0000532 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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