164 Pearl St, Corning, NY 14830 Property Records

Steuben County and Corning City property record for 164 Pearl St, Corning, NY 14830

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 2,270 sqft · built 1879
Lot Size	0.104 acres (4,536 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (May 2010)
Tax Bill	$3,637 (2026)
Deeds & Mortgages	Oct 2021 Refinance Mar 2012 Mortgage + 3 more
APN	`0001460-000`

Property Details

APN / Parcel Number

Primary APN	`0001460-000`
Alternative APNs	`460300 318.54-02-028.000` `03003180540002028000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,270 sqft Total Area
1st Floor Area	1,166 sqft
2nd Floor Area	1,104 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,536 sqft (0.104 acres)
Lot Dimensions	126 ft deep x 36 ft wide
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001460-000
Street Address	164 PEARL ST
City	CORNING
State	NY
Zip	14830-2800
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	MAP 16 BLOCK 23 LT PT9&10 36X126
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	STEUBEN NY
Township / Civil Division	CORNING
Census Block Group	3
Census Block	3011
Census Tract	962700

Owner

164 Pearl St, a duplex, is owned by two individuals who acquired it in March 2012.

Source: Steuben County and Corning City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 COLUMBIA ST, 100, CORNING, NY 14830-2828
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB
Mar 23, 2012	Deed of Trust, Mortgage COMMUNITY BANK NA
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB
Mar 23, 2012	Intrafamily Transfer, Transfer
May 21, 2010	Deed, Transfer RICHARD ROSSETTIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2010 · Amount on File
Deed Sale	May 21, 2010 · Amount on File
Prior Sale	May 29, 1997 · Amount on File
Deed Book / Page	2286 / 7
Last Transfer Date	Mar 21, 2012
Transfer Doc	0000002378/000000012
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	164 PEARL ST, CORNING, NY 14830-2800
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004766/151
Date	Oct 20, 2021
Book Page	4766/151

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	164 PEARL ST, CORNING, NY 14830-2800
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003499/0000000159
Date	Mar 23, 2012
Book Page	0000003499/0000000159

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	164 PEARL ST, CORNING, NY 14830-2800
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4766/151
Date	Oct 20, 2021
Book Page	4766/151

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEUBEN NY
Recording Date	Mar 23, 2012
Property Address	164 PEARL ST, CORNING, NY 14830-2800
Document Number	0000002378/0000000120
Book / Page	0000002378 / 0000000120
Instrument Date	Mar 21, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COLUMBIA ST, CORNING, NY 14830-2828

May 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	May 21, 2010
Property Address	164 PEARL ST, CORNING, NY 14830-2800
Document Number	0000002286/0000000007
Book / Page	0000002286 / 0000000007
Instrument Date	May 21, 2010
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	RICHARD ROSSETTIE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10135 WELCH RD, CORNING, NY 14830-9620

Tax Assessment & Valuation

The 2026 property tax bill for 164 Pearl St was $3,637, down 1.2% from the year before.

Source: Steuben County and Corning City assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
Municipality	Corning City
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,637.00 (-1.2%)
2025	$3,681.00	$135,000 Land $10,200 Building $124,800	$136,364 Land $10,303 Building $126,061
2023		$135,000 (+42.11%) Land $10,200 Building $124,800	$135,000 (+22.21%) Land $10,200 Building $124,800
2022		$95,000 Land $7,100 Building $87,900	$110,465 Land $8,256 Building $102,209
2021	$4,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 164 Pearl St; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNING CITY serves 10,300 people · EPA ID NY5001209
Water Source	Groundwater
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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