164 Park St, Commerce, GA 30529 Property Records

Jackson County property record for 164 Park St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 734 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$66,400 (Aug 2016)
Tax Bill	$751 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C16 078`

Property Details

APN / Parcel Number

Primary APN	`C16 078`
Alternative APN	`9462`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	734 sqft Heated Area
1st Floor Area	734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	121 ft deep x 61 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9462
Street Address	164 PARK ST
City	COMMERCE
State	GA
Zip	30529-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.165 ACRE PLAT BK 55 PG 98
Legal Subdivision	WATERS BROS INC
Legal Block	55
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

164 Park St is owned and occupied by two individuals who bought it in August 2016.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 PARK ST, COMMERCE, GA 30529-1729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2016 · Amount on File
Deed Sale	Aug 11, 2016 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	20162375
Deed Book / Page	74I / 178
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jun 24, 2026
Property Address	164 PARK ST, COMMERCE, GA 30529-1729
Document Number	0120000668
Book / Page	120U / 668
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PARK ST, COMMERCE, GA 30529-1729
Investor	Possibly a Property Investor

Mortgage

Document Number	0120000668,
Date	Jun 24, 2026
Book Page	120U/668

Lender

Name	VILLAGE CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	164 PARK ST, COMMERCE, GA 30529-1729
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PARK ST, COMMERCE, GA 30529-1729
Investor	Possibly a Property Investor

Mortgage

Document Number	00117M0000000424
Date	Oct 22, 2025
Book Page	000000117M/0000000424

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 164 Park St was $751 with a homeowner's exemption, up 7.7% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,800 (-) Land $9,560 Building $20,240	$74,500 (-) Land $23,900 Building $50,600
2025	$751.00 (+7.75%) Homeowner's exemption	$29,800 (+17.88%) Land $9,560 Building $20,240	$74,500 (+17.88%) Land $23,900 Building $50,600
2024	$697.00 (+2.95%)	$25,280 (+10.49%) Land $5,040 Building $20,240	$63,200 (+10.49%) Land $12,600 Building $50,600
2023	$677.00 (+15.14%)	$22,880 (+25.99%) Land $5,040 Building $17,840	$57,200 (+25.99%) Land $12,600 Building $44,600
2022	$588.00	$18,160 Land $3,920 Building $14,240	$45,400 Land $9,800 Building $35,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Park St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable · DSL	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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