164 Page Dr, Richmond, KY 40475 Property Records

Madison County property record for 164 Page Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2020)
Tax Bill	$2,244 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0015`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0015`
Alternative APNs	`118515` `81557` `47972`

Location & Zoning

Account Number	47972
Street Address	164 PAGE DR
City	RICHMOND
State	KY
Zip	40475-7585
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 15 PH 2
Legal Phase	2
Legal Lot Number	15
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

164 Page Dr is owned and occupied by an individual who bought it in June 2020.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	164 PAGE DR, RICHMOND, KY 40475-7585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 4, 2024	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Jun 16, 2020	Deed, Subdivision Related Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2020	Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	2014014019
Deed Book / Page	D00789 / 266
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 PAGE DR, RICHMOND, KY 40475-7585
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PAGE DR, RICHMOND, KY 40475-7585

Mortgage

Document Number	0M2242/527
Date	Jun 26, 2023
Book Page	M2242/527
Instrument	2014152797

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 PAGE DR, RICHMOND, KY 40475-7585
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PAGE DR, RICHMOND, KY 40475-7585

Mortgage

Document Number	0M2266/345
Date	Oct 24, 2023
Book Page	M2266/345
Instrument	2014173490

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	441 Months
Due	Jul 1, 2060

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	164 PAGE DR, RICHMOND, KY 40475-7585
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 PAGE DR, RICHMOND, KY 40475-7585

Mortgage

Document Number	0M2331/478
Date	Oct 4, 2024
Book Page	M2331/478
Instrument	2014225266

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2020
Property Address	164 PAGE DR, RICHMOND, KY 40475-7585
Document Number	D00789/266
Book / Page	D00789 / 266
Map Reference	CAB P28 SL 333
Instrument Date	Jun 12, 2020
Instrument	2014014019
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1511, RICHMOND, KY 40476-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	164 PAGE DR, RICHMOND, KY 40475-7585

Mortgage

Document Number	2014014020
Date	Jun 16, 2020
Instrument	2014014020

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 27, 2020
Property Address	164 PAGE DR, RICHMOND, KY 40475-7585
Document Number	0D00785/33
Book / Page	D00785 / 33
Map Reference	CAB P28 SL 333
Instrument Date	Feb 24, 2020
Instrument	2014007944
Transaction Type	Construction Loan
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 OLD GARRARD RD, BEREA, KY 40403-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1511, RICHMOND, KY 40476-1511
Investor	Possibly a Property Investor

Mortgage

Document Number	2014007945
Date	Feb 27, 2020
Instrument	2014007945

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 164 Page Dr was $2,244 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,244.00 Additional exemption filed	$238,000	$238,000
2023	$1,891.00 (-0.32%)	$195,000 (-)	$195,000 (-)
2022	$1,897.00	$195,000	$195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Page Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Page Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile.

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