Woodford County property record for 164 Paddock Dr, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $191,000 (Dec 2018) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-3001-001-07 |
| Primary APN | 41-3001-001-07 |
|---|---|
| Alternative APN |
|
| Account Number | 31716 |
|---|---|
| Street Address | 164 PADDOCK DR |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-1780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50107 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 164 PADDOCK DR, VERSAILLES, KY 40383-1780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Dec 4, 2018 | Deed, Transfer · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Prior Sale | May 2, 2011 · Amount on Record |
| Deed Document Number | 66467 |
| Deed Book / Page | D310 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 164 PADDOCK DR, VERSAILLES, KY 40383-1780 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 00M898/571 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | M898/571 |
| Instrument | 95664 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Dec 4, 2018 |
| Property Address | 164 PADDOCK DR, VERSAILLES, KY 40383-1780 |
| Document Number | 00D310/382 |
| Book / Page | D310 / 382 |
| Map Reference | CAB D SL 306 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 66467 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 587 WILL PKWY, VERSAILLES, KY 40383-9294 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 164 PADDOCK DR, VERSAILLES, KY 40383-1780 |
| Document Number | 0000066468 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 66468 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 (-9.58%) | $200,000 (-) | $200,000 (-) |
| 2023 | $1,670.00 | $200,000 | $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1989–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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