164 Old Monroe Ln, Columbus, NC 28722 Property Records

Polk County property record for 164 Old Monroe Ln, Columbus, NC 28722

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jul 2007)
Tax Bill	$940 (2026)
Deeds & Mortgages	Oct 2019 Refinance Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P108-86`

Property Details

APN / Parcel Number

Primary APN	`P108-86`
Alternative APN	`57421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,620 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57421
Street Address	164 OLD MONROE LN
City	COLUMBUS
State	NC
Zip	28722-7534
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	1.00 ACRES, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1000
Census Tract	920103

Owner

164 Old Monroe Ln is owned and occupied by two individuals who bought it in July 2007.

Source: Polk County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 OLD MONROE LN, COLUMBUS, NC 28722-7534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHARON L KEYS
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on File
Deed Sale	Jul 3, 2007 · Amount on File
Prior Sale	Dec 31, 1997
Deed Book / Page	355 / 1532
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	164 OLD MONROE LN, COLUMBUS, NC 28722-7534
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00443/1314
Date	Oct 2, 2019
Book Page	443/1314

Lender

Name	SHARON L KEYS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 4, 2021
Property Address	164 OLD MONROE LN, COLUMBUS, NC 28722-7534
Document Number	000460/162
Book / Page	460 / 162
Map Reference	FILE F PG 1383
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 MOFFITT RD, 190, LAKE LURE, NC 28746-9777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 OLD MONROE LN, COLUMBUS, NC 28722-7534

Mortgage

Document Number	0000460166
Date	Jun 4, 2021
Instrument	460/166

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 164 Old Monroe Ln was $940.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$940.00	$176,935 (-) Land $35,000 Building $141,935	$176,935 (-) Land $35,000 Building $141,935
2025	$940.00	$176,935 Land $35,000 Building $141,935	$176,935 Land $35,000 Building $141,935
2023	$890.00	$139,475 Land $30,000 Building $109,475
2021			$139,475 Land $30,000 Building $109,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Old Monroe Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Old Monroe Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Pangaea Internet Fiber	500 / 500

Cell Coverage

4G LTE only, no 5G reported

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