Horry County property record for 164 Ocean Commons Dr, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,673 (Apr 2018) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-10-03-0154 |
| Primary APN | 459-10-03-0154 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,788 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Area | 308 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 164 OCEAN COMMONS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN COMMONS PH 1; LOT 16 |
| Legal Subdivision | OCEAN COMMONS PH 1 |
| Legal Lot Number | 16 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
164 Ocean Commons Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Horry County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FEDERAL CREDIT UNION |
| Apr 17, 2020 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jun 10, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Apr 13, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 0040982145 |
| Deed Book / Page | 4098 / 2145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 164 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 164 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119 |
| Document Number | 64300000000290 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 0000006430/0000000290 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 164 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119 |
| Document Number | 6208/3444 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 164 OCEAN COMMONS DR MYRTLE BEACH SC 295755119, MYRTLE BEACH, SC 29575-5119 |
| Document Number | 6208/3444 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 006208/003444 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 164 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119 |
| Document Number | 6100/0666 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 164 OCEAN COMMONS DR MYRTLE BEACH SC 295755119, MYRTLE BEACH, SC 29575-5119 |
| Document Number | 6100/0666 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 006100/000666 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 13, 2018 |
| Property Address | 164 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119 |
| Document Number | 4098/2145 |
| Book / Page | 004098 / 002145 |
| Instrument Date | Apr 12, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 OCEAN COMMONS DR SURFSIDE BEACH SC 295755119, SURFSIDE BEACH, SC 29575-5119 |
| Document Number | 5979/3341 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 005979/003341 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $17,206 (+68.42%) Land $5,021 Building $12,185 | $430,145 (+68.43%) Land $125,522 Building $304,623 |
| 2023 | $10,216 Land $1,856 Building $8,360 | $255,390 Land $46,390 Building $209,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 164 Ocean Commons Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Ocean Commons Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures