164 Ocean Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Middletown Township property record for 164 Ocean Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,708 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jun 2026)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`32-00101-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`32-00101-0000-00008-01`
Alternative APN	`622`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide

Location & Zoning

Account Number	622
Street Address	164 OCEAN AVE
City	SPRING LAKE
State	NJ
Zip	07762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: 2
Legal Subdivision	TOWNSHIP/MIDDLETOWN
Legal Block	101
Legal Lot Number	8.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3008
Census Tract	800601

Owner

Source: Monmouth County and Middletown Township records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer WESTCOR LAND TITLE
Jun 29, 2026	Correction Deed AMERICAN LAND TITLE
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 7, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Dec 8, 2004 · Amount on Record
Deed Document Number	202652741
Deed Book / Page	9800 / 1445
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000003776
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 29, 2026
Property Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658
Document Number	0000052741
Book / Page	9800 / 1445
Instrument Date	Jun 4, 2026
Instrument	202652741
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$44,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 29, 2026
Property Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658
Document Number	0000052740
Book / Page	9800 / 1370
Instrument Date	Jun 3, 2026
Instrument	202652740
Record Updated	Aug 30, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BANBURY LN, JACKSON, NJ 08527-6405

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095112726
Date	May 17, 2021
Book Page	9511/2726
Instrument	2021078624

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 7, 2021
Property Address	164 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5658
Document Number	0000003776
Book / Page	009470 / 009297
Instrument Date	Dec 18, 2020
Instrument	3776
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 IDLEBROOK LN MATAWAN NJ 077471706, MATAWAN, NJ 07747-1706

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,600 (+7.98%) Land $222,100 Building $286,500	$508,600 (+7.98%) Land $222,100 Building $286,500
2025	$7,602.00 (+9.19%)	$471,000 (+23.56%) Land $187,100 Building $283,900	$471,000 (+23.56%) Land $187,100 Building $283,900
2024	$6,962.00 (+4.63%)
2023		$381,200 Land $138,500 Building $242,700	$381,200 Land $138,500 Building $242,700
2022	$6,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	29 (1992–2021)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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