164 Obsidian Loop S, Palm Springs, CA 92264 Property Records

Riverside County property record for 164 Obsidian Loop S, Palm Springs, CA 92264

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,181 sqft · built 2024
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$1,486,000 (Jun 2025)
Tax Bill	$6,161 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`513-600-004`

Property Details

APN / Parcel Number

Primary APN	`513-600-004`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,181 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	513600004
Street Address	164 OBSIDIAN LOOP S
City	PALM SPRINGS
State	CA
Zip	92264-8274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.13000000 ACREAGEQUALCODE ML LOT 4 LOTTYPE L MAPPLATB 476 MAPPLATP 046 SUBDIVISIONNAME TR 36914
Legal Tract	36914
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PALM SPRINGS
Census Block Group	1
Census Block	1034
Census Tract	940500

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Jun 27, 2025	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Deed Document Number	2025-0197220
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274

Mortgage

Document Number	0000060663
Date	Feb 27, 2026
Instrument	2026-0060663

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317811
Date	Jul 18, 2022
Instrument	2022-0317811

Lender

Name	US BANK NA
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 27, 2025
Property Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274
Document Number	0000197220
Instrument Date	Jun 25, 2025
Instrument	2025-0197220
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 OBSIDIAN LOOP S, PALM SPRINGS, CA 92264-8274

Mortgage

Document Number	0000197221
Date	Jun 27, 2025
Instrument	2025-0197221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Springs City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,161.00 (+575.55%)	$486,687 (+659.27%) Land $66,687 Building $420,000
2023	$912.00 (-0.11%)	$64,099 Land $64,099
2022	$913.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2019)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2019 · 3 claims Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT WATER AGENCY serves 75,588 people · EPA ID CA3310005
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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