164 Oak St, #166, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 164 Oak St, #166, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	3,300 sqft · built 1700
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2018)
Tax Bill	$19,243 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06404-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`08-06404-0000-00014`
Alternative APN	`08K1182000000002`

Interior

Stories	2 Stories
Building Area	3,300 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	08K1182000000002
Street Address	164 OAK ST, 166
City	PATERSON
State	NJ
Zip	07501-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6404
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1008
Census Tract	182301

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	164 OAK ST, 166, PATERSON, NJ 07501-3121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 21, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 6, 2018	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Aug 24, 2004 · Amount on File
Deed Document Number	201840424
Deed Book / Page	3395 / 138
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	164-166 OAK ST, PATERSON, NJ 07501
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 OAK ST 166, 166, PATERSON, NJ 07501-3121

Mortgage

Document Number	0000005107
Date	Jan 24, 2022
Book Page	M17753/158
Instrument	2022005107

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	164-166 OAK ST, PATERSON, NJ 07501
Document Number	0000056082
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NEW ERA TITLE COMPANY, NEW ERA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164-166 OAK ST PATERSON NJ 075013121, PATERSON, NJ 07501-3121

Mortgage

Document Number	0000056082
Date	Dec 4, 2019
Book Page	015866/000172
Instrument	56082

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 6, 2018
Property Address	164-166 OAK ST, PATERSON, NJ 07501
Document Number	0000040424
Book / Page	D3395 / 0138
Instrument Date	Aug 20, 2018
Instrument	2018040424
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MAIN STREET TITLE & SETTLEME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 18TH AVE, 28, PATERSON, NJ 07513-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 OAK ST # 166, 166, PATERSON, NJ 07501-3121

Mortgage

Document Number	0000040425
Date	Sep 6, 2018
Book Page	M15183/0028
Instrument	2018040425

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,700 (+110.62%) Land $135,000 Building $624,700	$759,700 (+110.62%) Land $135,000 Building $624,700
2025	$19,243.00 (+4.71%)	$360,700 (-) Land $33,800 Building $326,900	$360,700 (-) Land $33,800 Building $326,900
2024	$18,378.00 (+9.77%)
2023		$360,700 Land $33,800 Building $326,900	$360,700 Land $33,800 Building $326,900
2022	$16,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

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