Clay County property record for 164 Oak Ridge Loop, West Point, MS 39773 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1981 |
| Square Footage | 2,305 sqft Finished Area |
| Lot Size | 0.912 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $434.00 (2025) |
| Primary APN | 062D 05A 0160000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,305 sqft Finished Area |
| 1st Floor | 1,912 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 39,763 sqft |
| Patio Area | 216 sqft Patio |
| Utility Building | 74 sqft Utility Building |
| Street Address | 164 OAK RIDGE LOOP |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES LOT 1 DB 176/561 & 259/668 & 296/973 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 4 |
| Census Block | 4030 |
| Census Tract | 950100 |
Source: Clay County records · APN 062D 05A 0160000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 164 OAK RIDGE LOOP, WEST POINT, MS 39773-7917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Jul 14, 2023 | Deed of Trust, Mortgage · Seller Take-Back RICHARD A USSERY |
| Jul 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FEDTRUST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 08, 2026 |
| Property Address | 164 OAK RIDGE LOOP, WEST POINT, MS 39773-7917 |
| Document Number | 0000001123 |
| Book / Page | 581 / 596 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20261123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000001123, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 581/596 |
| Instrument | 20261123 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 164 OAK RIDGE LOOP, WEST POINT, MS 39773-7917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000555/343 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 555/343 |
| Instrument | 2023003692 |
| Name | RICHARD A USSERY |
|---|---|
| Type | Seller |
| Address | 167 N MAIN ST STE 102, MEMPHIS, TN 38103 |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 164 OAK RIDGE LOOP, WEST POINT, MS 39773-7917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000555/281 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 555/281 |
| Instrument | 2023003658 |
| Name | FEDTRUST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 (-34.93%) Additional exemption filed | $15,064 (-) Land $2,500 Building $12,564 | $150,635 (-) Land $25,000 Building $125,635 |
| 2024 | $667.00 (-58.31%) Additional exemption filed | $15,064 (+18.66%) Land $2,500 Building $12,564 | $150,635 (+18.66%) Land $25,000 Building $125,635 |
| 2023 | $1,600.00 (+0.88%) Additional exemption filed | $12,695 Land $2,500 Building $10,195 | $126,947 Land $25,000 Building $101,947 |
| 2022 | $1,586.00 |
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