164 North St, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 164 North St, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,720 sqft · built 1987
Lot Size	4.56 acres (198,919 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,846 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:229 B:28 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:229 B:28 L`
Alternative APNs	`GRTN M:229 B:28 L` `1181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	5,800 sqft
1st Floor Area	1,430 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	198,919 sqft (4.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1181
Street Address	164 NORTH ST
City	GROTON
State	MA
Zip	01450-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	28
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2000
Census Tract	326102

Owner

164 North St is owner-occupied and held in a trust.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	164 NORTH ST, GROTON, MA 01450-1422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GROTON MA
Recording Date	Sep 18, 2026
Property Address	164 NORTH ST, GROTON, MA 01450-1422
Document Number	0000118817
Book / Page	86153 / 26
Instrument Date	Jul 23, 2026
Instrument	2026118817
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 NORTH ST, GROTON, MA 01450-1422

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	164 NORTH ST, GROTON, MA 01450-1422
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079821-138
Date	Mar 15, 2022
Book Page	79821/138
Instrument	38783

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	164 NORTH ST, GROTON, MA 01450-1422
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079270-352
Date	Dec 2, 2021
Book Page	79270/352
Instrument	261317

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 164 North St was $11,846, up 4% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,846.00 (+3.98%)	$801,500 (+7.28%) Land $266,700 Building $534,800	$783,793
2025	$11,393.00 (+0.12%)	$747,100 (-0.93%) Land $255,500 Building $491,600
2024	$11,379.00 (+5.21%)	$754,100 (+9.05%) Land $255,500 Building $498,600
2023	$10,815.00	$691,500 Land $255,500 Building $436,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 North St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North St

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