164 N Central Rd, Libby, MT 59923 Property Records

Lincoln County property record for 164 N Central Rd, Libby, MT 59923 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,871 sqft · built 1967
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on File
Last Sale	$278,800 (Oct 2020)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2019 Second Mortgage + 2 more
APN	`R5610394`

Property Details

APN / Parcel Number

Primary APN	`R5610394`
Alternative APNs	`56-4283-29-1-02-04-0000` `0000009487`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	1,871 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	207,781 sqft (4.77 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	168 sqft
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009487
Street Address	164 N CENTRAL RD
City	LIBBY
State	MT
Zip	59923-7703
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RAWLINGS ROAD, S29, T31 N, R31 W, LOT 33 4.77 ACRES 9487
Legal Range	31W
Legal Township	31N
Legal Section	29
Legal Subdivision	RAWLINGS ROAD
Legal Lot Number	33
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4033
Census Tract	300

Owner

Source: Lincoln County records · APN R5610394

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 N CENTRAL RD, LIBBY, MT 59923-7703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 07, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 02, 2018	Intrafamily Transfer, Transfer LINCOLN COUNTY TITLE AND ESCROW, LINCOLN COUNTY TITLE & ESCRO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	2020288407
Deed Book / Page	385 / 213
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	385/213
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	164 N CENTRAL RD, LIBBY, MT 59923-7703
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 N CENTRAL RD, LIBBY, MT 59923-7703

Mortgage

Document Number	000402/468
Date	Jul 28, 2023
Book Page	402/468
Instrument	306835

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	164 N CENTRAL RD, LIBBY, MT 59923-7703
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	379/435
Date	Oct 11, 2019
Book Page	379/435
Instrument	282170

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 07, 2029

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Oct 07, 2020
Property Address	164 N CENTRAL RD, LIBBY, MT 59923-7703
Document Number	385/213
Book / Page	385 / 213
Instrument Date	Sep 25, 2020
Instrument	288407
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 N CENTRAL RD, LIBBY, MT 59923-7703

Mortgage

Document Number	288408
Date	Oct 07, 2020
Instrument	288408

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2035

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Apr 02, 2018
Property Address	164 N CENTRAL RD, LIBBY, MT 59923-7703
Document Number	371/659
Book / Page	371 / 659
Instrument Date	Mar 30, 2018
Instrument	273590
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	LINCOLN COUNTY TITLE AND ESCROW, LINCOLN COUNTY TITLE & ESCRO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	164 N CENTRAL RD, LIBBY, MT 59923-7703

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (-39.06%)	$442,500 (+30.45%)	$442,500 (+30.45%) Land $187,751 Building $254,749
2023	$2,376.00	$339,200	$339,200 Land $77,726 Building $261,474

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 31% of Montana
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CommunityTel	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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