Essex County and North Andover Town property record for 164 Mill Rd, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,410 sqft · built 1985 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Oct 2017) |
| Tax Bill | $9,186 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M_232903_9 |
| Primary APN | M_232903_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 4,932 sqft |
| 1st Floor Area | 1,137 sqft |
| Basement Area | 1,161 sqft |
| Unfinished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | M_232903_934241 |
|---|---|
| Street Address | 164 MILL RD |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | NORTH ANDOVER |
| Legal Block | C0087 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 253204 |
164 Mill Rd is owned and occupied by two individuals who bought it in October 2017.
Source: Essex County and North Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 MILL RD, NORTH ANDOVER, MA 01845-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF CANTON |
| Oct 11, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Prior Sale | Jan 15, 2004 · Amount on File |
| Deed Book / Page | 15255 / 122 |
| Transfer Doc | 015255-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 164 MILL RD, NORTH ANDOVER, MA 01845-5515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 018287-300 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 18287/300 |
| Instrument | 8318 |
| Name | BANK OF CANTON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Oct 11, 2017 |
| Property Address | 164 MILL RD, NORTH ANDOVER, MA 01845-5515 |
| Document Number | 15255-122 |
| Book / Page | 15255 / 122 |
| Instrument | 26506 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.96 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 MILL RD, NORTH ANDOVER, MA 01845-5515 |
| Investor | Possibly a Property Investor |
| Document Number | 152550124 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 15255/0124 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2047 |
The 2025 property tax bill for 164 Mill Rd was $9,186, up 5.3% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,186.00 (+5.34%) | $815,800 (+3.75%) Land $371,400 Building $444,400 | $820,705 |
| 2024 | $8,720.00 (+1%) | $786,300 (+11.47%) Land $349,600 Building $436,700 | |
| 2023 | $8,634.00 | $705,400 Land $321,100 Building $384,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 164 Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures