164 Memorial Ln, Freeport, FL 32439 Property Records

Walton County property record for 164 Memorial Ln, Freeport, FL 32439

Property Summary

Property Type	Vacant Land
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,500 (May 2026)
Tax Bill	$387 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-1S-18-14010-000-1240`

Property Details

APN / Parcel Number

Primary APN	`31-1S-18-14010-000-1240`
Alternative APNs	`31-118-14010-000-1240` `1070282`

Exterior

Lot Area	21,780 sqft (0.5 acres)
Patio Area	36 sqft

Location & Zoning

Street Address	164 MEMORIAL LN
City	FREEPORT
State	FL
Zip	32439-6107
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	ER
Legal Description	LOT 124 CREEKSIDE S/D PB 7-21 OR 1921-60 OR 2273-337 OR 2272-339 OR 2691-4763 OR 3325-3174
Legal Subdivision	CREEKSIDE
Legal Block	12
Legal Lot Number	124
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1036
Census Tract	950501

Owner

Source: Walton County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 E EDGEWATER DR, FREEPORT, FL 32439-6108
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Line of Credit FNB COMMUNITY BANK
May 22, 2026	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	May 23, 2024 · Amount on Record
Deed Document Number	202621150
Deed Book / Page	3399 / 2110
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2026
Property Address	164 MEMORIAL LN, FREEPORT, FL 32439-6107
Document Number	0000021150
Book / Page	3399 / 2110
Instrument Date	May 19, 2026
Instrument	202621150
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,085.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 E EDGEWATER DR, FREEPORT, FL 32439-6108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021151,
Date	May 22, 2026
Instrument	202621151

Lender

Name	FNB COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 20, 2031

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2026
Property Address	164 MEMORIAL LN, FREEPORT, FL 32439-6107
Document Number	0033992110
Book / Page	3399 / 2110
Instrument Date	May 19, 2026
Instrument	202621150
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,085.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 E EDGEWATER DR, FREEPORT, FL 32439-6108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021151,
Date	May 22, 2026
Instrument	202621151

Lender

Name	COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 20, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$387.00 (+65.38%)	$47,000 (+17.64%) Land $47,000	$47,000 (+17.64%) Land $47,000
2024	$234.00 (+3.08%)
2023	$227.00 (-8.47%)	$39,951 (-9.91%) Land $39,951	$39,951 (-9.91%) Land $39,951
2022	$248.00	$44,346 Land $44,346	$44,346 Land $44,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Memorial Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures