Lincoln County property record for 164 McClay Rd, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 1994 |
| Lot Size | 8.26 acres (359,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,100 (Sep 2016) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-09-000-000-012.000 |
| Primary APN | 13-20-09-000-000-012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 359,806 sqft (8.26 acres) |
| Garage Type | Mixed |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 164 MCCLAY RD |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.26 AC TRACTS 6 & 7 A SUBD |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 09 |
| Legal Subdivision | LLOYD C CRENSHAW AND ISABEL CRENSHAW |
| Legal Tract | 6 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BURR OAK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 810401 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 164 MCCLAY RD, WINFIELD, MO 63389-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 5, 2018 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on Record |
| Deed Sale | Sep 29, 2016 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 20168418 |
| Deed Book / Page | 2403 / 401 |
| Last Transfer Date | May 25, 2018 |
| Transfer Doc | 0000004835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 164 MCCLAY RD, WINFIELD, MO 63389-2110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002456/861 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 2456/861 |
| Instrument | 2020014954 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jun 5, 2018 |
| Property Address | 164 MCCLAY RD, WINFIELD, MO 63389-2110 |
| Document Number | 02423/0464 |
| Book / Page | 2423 / 0464 |
| Map Reference | MB8 PG24 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018004835 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 MCCLAY RD, 164, WINFIELD, MO 63389-2110 |
| Name | Verified Name |
|---|---|
| Address | 164 MCCLAY RD, WINFIELD, MO 63389-2110 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,520 (-) Land $7,876 Building $23,644 | ||
| 2025 | $1,805.00 (+7.06%) | $31,520 (+7.52%) Land $7,876 Building $23,644 | $165,890 (+7.52%) Land $41,450 Building $124,440 |
| 2023 | $1,686.00 (+4.53%) | $29,315 Land $7,220 Building $22,095 | $154,290 Land $38,000 Building $116,290 |
| 2022 | $1,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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