164 McCarthy Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 164 McCarthy Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1956
Lot Size	0.204 acres (8,900 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Jul 1985)
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Apr 2023 Sale May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`674-00020`

Property Details

APN / Parcel Number

Primary APN	`674-00020`
Alternative APN	`CHIC M:0674 P:00020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,044 sqft
Basement Area	418 sqft
Unfinished Basement	418 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,900 sqft (0.204 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	674-00020
Street Address	164 MCCARTHY AVE
City	CHICOPEE
State	MA
Zip	01020-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4003
Census Tract	811302

Owner

164 McCarthy Ave is owned and occupied by an individual who acquired it in April 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	164 MCCARTHY AVE, CHICOPEE, MA 01020-4208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed, Transfer
May 28, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1985 · Amount on File
Deed Sale	Jul 1, 1985 · Amount on File
Deed Book / Page	5851 / 203
Last Transfer Date	Apr 4, 2023
Transfer Doc	00024960-3
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 4, 2023
Property Address	164 MCCARTHY AVE, CHICOPEE, MA 01020-4208
Document Number	00024960-3
Book / Page	24960 / 3
Instrument Date	Apr 4, 2023
Instrument	15160
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	154 PROSPECT ST, CHICOPEE, MA 01013-4022

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	164 MCCARTHY AVE, CHICOPEE, MA 01020-4208
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23909-123
Date	May 28, 2021
Book Page	23909/123
Instrument	36622

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 164 McCarthy Ave was $4,284, up 7.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (+7.94%)	$281,100 (+7.37%) Land $115,000 Building $166,100	$271,382 (-1.83%)
2025	$3,969.00 (+3.41%)	$261,800 (+0.69%) Land $104,900 Building $156,900	$276,450
2024	$3,838.00 (+7.72%)	$260,000 (+10.54%) Land $102,800 Building $157,200
2023	$3,563.00	$235,200 Land $93,400 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 McCarthy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 McCarthy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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