164 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 164 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,212 sqft · built 2022
Lot Size	0.247 acres (10,756 sqft)
Owner	Individual Name on Record
Last Sale	$307,750 (Oct 2022)
Tax Bill	$6,022 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-220286`

Property Details

APN / Parcel Number

Primary APN	`07-220286`
Alternative APN	`220286`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,212 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,756 sqft (0.247 acres)
Garage Type	Built-in
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220286
Street Address	164 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5-10,756 SQFT. S/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	5
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 14, 2022	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 24, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES
Apr 9, 2021	Deed, Transfer PEAK SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Book / Page	1773 / 96
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0018310370
Date	Sep 1, 2023
Book Page	1831/370

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 14, 2022
Property Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0017730096
Book / Page	1773 / 96
Map Reference	MB 52 PG 63-81
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0001773102
Date	Oct 14, 2022
Instrument	1773-102

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 24, 2022
Property Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0017280379
Book / Page	1728 / 379
Map Reference	MB 52 PG 63-81
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 MERCER ST, 150, WEST DANVILLE, VT 05873

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 9, 2021
Property Address	164 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0016410256
Book / Page	1641 / 256
Map Reference	LB 62 FO 63-72
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,022.00 (+4.13%)	$322,300 (+4.68%)	$351,100 (+14.03%) Land $31,600 Building $319,500
2025	$5,783.00 (+1.63%)	$307,900 (-) Land $41,600 Building $266,300	$307,900 (-) Land $41,600 Building $266,300
2023	$5,690.00	$307,900 Land $41,600 Building $266,300	$307,900 Land $41,600 Building $266,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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