164 Longwood Dr, Stella, NC 28582 Property Records

Onslow County property record for 164 Longwood Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,077 sqft · built 1996
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,601 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1157A-56`

Property Details

APN / Parcel Number

Primary APN	`1157A-56`
Alternative APNs	`408481000` `045285`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,077 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	408481000
Street Address	164 LONGWOOD DR
City	STELLA
State	NC
Zip	28582-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L6 S4 WHITE OAK LANDING BD OF E&R 6/9/92
Legal Subdivision	WHITE OAK LANDING SEC 4
Legal Block	D
Legal Lot Number	6
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 LONGWOOD DR, STELLA, NC 28582-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 14, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 31, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2013
Transfer Doc	0039620150
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	164 LONGWOOD DR, STELLA, NC 28582-9671
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055410480
Date	Aug 12, 2021
Book Page	5541/480

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	164 LONGWOOD DR, STELLA, NC 28582-9671
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057310072
Date	Apr 14, 2022
Book Page	5731/72

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	164 LONGWOOD DR, STELLA, NC 28582-9671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048360001
Date	Aug 31, 2018
Book Page	4836/001

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	164 LONGWOOD DR, STELLA, NC 28582-9671
Document Number	0049580257
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 LONGWOOD DR STELLA NC 285829671, STELLA, NC 28582-9671

Mortgage

Document Number	0049580257
Date	Jun 6, 2019
Book Page	004958/000257

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,601.00	$325,118 (+33.01%) Land $75,000 Building $250,118	$325,118 (+33.01%) Land $75,000 Building $250,118
2025	$1,601.00 (+0.88%)	$244,434 (+0.88%) Land $50,000 Building $194,434	$244,434 (+0.88%) Land $50,000 Building $194,434
2023	$1,587.00	$242,295 Land $50,000 Building $192,295	$242,295 Land $50,000 Building $192,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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