164 Longspur Ln, Commerce Township, MI 48382 Property Records

Oakland County property record for 164 Longspur Ln, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1945
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Aug 2022)
Tax Bill$1,679 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNE-17-15-233-012

Property Details

APN / Parcel Number

Primary APNE-17-15-233-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area810 sqft
Basement Area810 sqft
Unfinished Basement810 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2020
Architectural StyleRanch
Foundation TypeRaised
Roof TypeGable
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address164 LONGSPUR LN
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 15 LOG CABIN BEACH SUB LOTS 164 & 165
Legal Range08E
Legal Township02N
Legal Section15
Legal SubdivisionLOG CABIN BEACH SUB
Legal Lot Number164-165
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3000
Census Tract134300

Owner

164 Longspur Ln is owned and occupied by an individual who bought it in August 2022.

Source: Oakland County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address164 LONGSPUR LN, COMMERCE TOWNSHIP, MI 48382-4042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN MUTUAL INC
Jan 27, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleAug 6, 2015 · Amount on File
Deed Document Number2022436510
Deed Book / Page58070 / 867
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 29, 2022
Property Address164 LONGSPUR LN, COMMERCE TOWNSHIP, MI 48382-4042
Document Number0000436510
Book / Page58070 / 867
Map ReferenceLB 35 PG 35
Instrument DateAug 25, 2022
Instrument436510
Transaction TypeTransfer
Record UpdatedSep 26, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 LONGSPUR LN, 164, COMMERCE TOWNSHIP, MI 48382-4042

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 LONGSPUR LN, COMMERCE TOWNSHIP, MI 48382-4042

Mortgage

Document Number0058070869
DateAug 29, 2022
Instrument58070/869
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address164 LONGSPUR LN, COMMERCE TOWNSHIP, MI 48382-4042
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 LONGSPUR LN, COMMERCE TOWNSHIP, MI 48382-4042

Mortgage

Document Number0000022570
DateJan 27, 2021
Book Page55582/827
Instrument22570
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 164 Longspur Ln was $1,679 with a homeowner's exemption, down 39% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,679.00 (-39.03%) Homeowner's exemption$92,050$184,100
2024$2,754.00
2023$79,840$159,680
2021$1,857.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Longspur Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Longspur Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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