164 Locust Dr, Fairborn, OH 45324 Property Records

Greene County property record for 164 Locust Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1958
Lot Size	0.138 acres (6,049 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2023)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A022004068`

Property Details

APN / Parcel Number

Primary APN	`A022004068`
Alternative APN	`A02-0002-0004.0-0068.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,049 sqft (0.138 acres)
Lot Width	61 ft Width
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	164 LOCUST DR
City	FAIRBORN
State	OH
Zip	45324-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MAPLE HEIGHTS 6 ALL LOT 3244 164 LOCUST DR
Legal Subdivision	MAPLE HEIGHTS 6
Legal Lot Number	3244
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	3
Census Block	3007
Census Tract	200600

Owner

164 Locust Dr is owned and occupied by an individual who bought it in May 2023.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	164 LOCUST DR, FAIRBORN, OH 45324-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	20235637
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	May 1, 2023
Property Address	164 LOCUST DR, FAIRBORN, OH 45324-3513
Document Number	0000005637
Map Reference	CAB 32 PG 206B&207B
Instrument Date	Apr 20, 2023
Instrument	2023005637
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 LOCUST DR, FAIRBORN, OH 45324-3513

Mortgage

Document Number	0000005638
Date	May 1, 2023
Instrument	2023005638

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000005639
Date	May 1, 2023
Instrument	2023005639

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	GRANVILLE, OH 43023

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Mar 2, 2021
Property Address	164 LOCUST DR, FAIRBORN, OH 45324-3513
Document Number	0000005004
Map Reference	CAB 32 PG 206B-207B
Instrument Date	Feb 3, 2021
Instrument	2021005004
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5491 NAUGHTON DR, DAYTON, OH 45424-6001

Mortgage

Document Number	0000005005
Date	Mar 2, 2021
Instrument	2021005005

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 164 Locust Dr was $2,163, down 4.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (-4.92%)	$47,500 (-) Land $8,330 Building $39,170
2024	$2,275.00 (-1%)	$47,500 (-) Land $8,330 Building $39,170
2023	$2,298.00 (+114.37%)	$47,500 (+55.48%) Land $8,330 Building $39,170	$135,700 Land $23,790 Building $111,910
2022	$1,072.00	$30,550 Land $6,410 Building $24,140
2020			$87,270 Land $18,300 Building $68,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 164 Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 164 Locust Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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