164 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 164 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,448 sqft · built 1948
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2017)
Tax Bill	$6,074 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
APN	`ANDO M:0044 B:0045 L:000007`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0044 B:0045 L:000007`
Alternative APNs	`ADVR M:0044 B:0045 L:000007` `1493`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1493
Street Address	164 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	45
Legal Lot Number	7
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1004
Census Tract	528100

Owner

164 Lake Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Andover Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	164 LAKE RD, ANDOVER, CT 06232-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Warranty Deed, Transfer FIRST WORLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Book / Page	129 / 1030
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	164 LAKE RD, ANDOVER, CT 06232-1509
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000138-128
Date	Mar 10, 2021
Book Page	138/128
Instrument	118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	164 LAKE RD, ANDOVER, CT 06232-1509
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	138-128
Date	Mar 10, 2021
Book Page	138/128
Instrument	118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Jul 5, 2017
Property Address	164 LAKE RD, ANDOVER, CT 06232-1509
Document Number	129-1030
Book / Page	129 / 1030
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	1291033
Date	Jul 5, 2017
Instrument	00129/1033

Lender

Name	FIRST WORLD MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 164 Lake Rd was $6,074.

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,074.00	$192,290 Land $41,090 Building $151,200	$134,603 Land $28,763 Building $105,840
2024	$6,074.00 (+0.95%)
2023	$6,017.00 (-1.94%)	$192,290 (-) Land $41,090 Building $151,200
2022	$6,136.00	$192,290 Land $41,090 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 164 Lake Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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