164 Lake Dr, Denison, TX 75020 Property Records

Grayson County property record for 164 Lake Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	849 sqft · built 1960
Lot Size	0.114 acres (5,001 sqft)
Owner	Owner Name on File
Tax Bill	$229 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011A6544045`

Property Details

APN / Parcel Number

Primary APN	`011A6544045`
Alternative APN	`101070`

Interior

Building Area	849 sqft Living Area
1st Floor Area	849 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1988
Lot Area	5,001 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	130 sqft
Utility Building	140 sqft

Location & Zoning

Account Number	101070
Old Parcel Number	011A6544045
Street Address	164 LAKE DR
City	DENISON
State	TX
Zip	75020-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY POINT ESTATE SEC A, LOT 68, ACRES .1148
Legal Subdivision	ROCKY POINT ESTATE SEC A
Legal Lot Number	68
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1021
Census Tract	302

Owner

The current owner of 164 Lake Dr acquired it in December 2008.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Owner Name on File
Mailing Address	3621 POTTSBORO RD, DENISON, TX 75020-9311
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008
Deed Sale	Dec 18, 2008
Prior Sale	Dec 4, 2006
Deed Document Number	2008-00029732
Deed Book / Page	04571 / 00212
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	164 LAKE DR, DENISON, TX 75020-4840
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 LAKE DR, DENISON, TX 75020-4840

Mortgage

Document Number	0000028467
Date	Aug 23, 2021
Instrument	2021-00028467

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,138 Land $15,750 Building $53,384	$69,134 Land $15,750 Building $53,384
2024	$229.00
2023		$71,419 Land $13,750 Building $57,669	$71,419 Land $13,750 Building $57,669
2022	$311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Lake Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT ESTATES private · serves 441 people · EPA ID TX0910038
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Dr

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