164 Kristen Ln, Suffolk, VA 23434 Property Records

Suffolk City property record for 164 Kristen Ln, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Jul 2018)
Tax Bill	$450 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Refinance + 2 more
APN	`25E(5C)*12`

Property Details

APN / Parcel Number

Primary APN	`25E(5C)*12`
Alternative APN	`253278700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	253278700
Street Address	164 KRISTEN LN
City	SUFFOLK
State	VA
Zip	23434-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.12,BURNETTS MILL,SEC. 5C
Legal Subdivision	BURNETTS MILL SD
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	4
Census Block	4000
Census Tract	75402

Owner

Source: Suffolk City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 31, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20188102
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103

Mortgage

Document Number	0260002576
Date	Mar 4, 2026
Instrument	260002576

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210016017
Date	Sep 2, 2021
Instrument	210016017

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200010338
Date	Aug 5, 2020
Instrument	200010338

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 31, 2018
Property Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103
Document Number	180008102
Instrument Date	Jul 20, 2018
Instrument	180008102
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 KRISTEN LN, SUFFOLK, VA 23434-9103

Mortgage

Document Number	180008103
Date	Jul 31, 2018
Instrument	180008103

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$313,300 (+2.12%) Land $78,000 Building $235,300
2025	$450.00 (-77.88%) Senior Citizen's exemption	$313,300 (+2.12%) Land $78,000 Building $235,300	$306,800 (+2.57%) Land $73,500 Building $233,300
2024	$2,034.00 (-37.61%)	$306,800 (+2.57%) Land $73,500 Building $233,300
2023	$3,260.00	$299,100 Land $73,500 Building $225,600	$299,100 Land $73,500 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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