164 High St, Westerly, RI 02891 Property Records

Westerly Town property record for 164 High St, Westerly, RI 02891

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 2,926 sqft · built 1900
Lot Size	0.258 acres (11,227 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2021)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Jun 2022 Refinance Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:47 B:69`

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:69`
Alternative APNs	`M:047 B:69 L` `2131517`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,926 sqft Living Area
Gross Area	5,797 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,227 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2131517
Street Address	164 HIGH ST
City	WESTERLY
State	RI
Zip	02891-1852
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	69
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5013
Census Tract	50801

Owner

Source: Westerly Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 EDDY ST, 601B, PROVIDENCE, RI 02903-1900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION
Feb 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage K&A RLTY REAL INV
Jun 22, 2021	Warranty Deed, Transfer
May 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	20213671
Deed Book / Page	2021 / 16420
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	164 HIGH ST, WESTERLY, RI 02891-1852
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-10774
Date	Jun 8, 2022
Book Page	2022/10774
Instrument	2022-2529

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	164 HIGH ST, WESTERLY, RI 02891-1852
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-3751
Date	Feb 23, 2022
Book Page	2022/3751
Instrument	2022-883

Lender

Name	K&A RLTY REAL INV

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 22, 2021
Property Address	164 HIGH ST, WESTERLY, RI 02891-1852
Document Number	2021-16420
Book / Page	2021 / 16420
Instrument Date	Jun 22, 2021
Instrument	2021-3671
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 EDDY ST # 601B, 601B, PROVIDENCE, RI 02903-1900

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 2, 2017
Property Address	164 HIGH ST, WESTERLY, RI 02891-1852
Document Number	2017-7186
Book / Page	002017 / 007186
Instrument Date	May 1, 2017
Instrument	1792
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 WESTERLY RI 028910505, WESTERLY, RI 02891-0505

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,180.00 (+20.41%)	$665,800 (+57.25%) Land $145,600 Building $520,200
2023	$4,302.00 (+0.61%)	$423,400 (-) Land $104,400 Building $319,000
2022	$4,276.00	$423,400 Land $104,400 Building $319,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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