164 Harding St, Medfield, MA 02052 Property Records

Norfolk County and Medfield Town property record for 164 Harding St, Medfield, MA 02052

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,640 sqft · built 1965
Lot Size	0.531 acres (23,143 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Apr 2017)
Tax Bill	$11,097 (2025)
Deeds & Mortgages	Aug 2024 Refinance Aug 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MEDF M:0080 B:0000 L:0022`

Property Details

APN / Parcel Number

Primary APN	`MEDF M:0080 B:0000 L:0022`
Alternative APN	`MDFD M:0080 B:0000 L:0022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	1,640 sqft Living Area
Gross Area	3,096 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,143 sqft (0.531 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	164 HARDING ST
City	MEDFIELD
State	MA
Zip	02052-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	22
Jurisdiction	MEDFIELD MA
Township / Civil Division	MEDFIELD
Census Block Group	3
Census Block	3003
Census Tract	406101

Owner

164 Harding St is owned and occupied by two individuals who bought it in April 2017.

Source: Norfolk County and Medfield Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	164 HARDING ST, MEDFIELD, MA 02052-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Aug 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Apr 5, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Prior Sale	Oct 29, 2009 · Amount on File
Deed Book / Page	35020 / 398
Transfer Doc	035020-398
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFIELD MA
Property Address	164 HARDING ST, MEDFIELD, MA 02052-1012
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041926-299
Date	Aug 5, 2024
Book Page	41926/299
Instrument	50487

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDFIELD MA
Property Address	164 HARDING ST, MEDFIELD, MA 02052-1012
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041925-385
Date	Aug 5, 2024
Book Page	41925/385
Instrument	50358

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MEDFIELD MA
Recording Date	Apr 5, 2017
Property Address	164 HARDING ST, MEDFIELD, MA 02052-1012
Document Number	35020-398
Book / Page	035020 / 000398
Instrument Date	Mar 23, 2017
Instrument	29187
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 HARDING ST MEDFIELD MA 020521012, MEDFIELD, MA 02052-1012

Mortgage

Document Number	35020-401
Date	Apr 5, 2017
Book Page	035020/000401
Instrument	29188

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 164 Harding St was $11,097, up 4.2% from the year before.

Source: Norfolk County and Medfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Medfield Town
Unified School District	Medfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,097.00 (+4.25%)	$804,100 (+10.59%) Land $411,500 Building $392,600	$890,055
2024	$10,645.00 (+2.04%)	$727,100 (+7.54%) Land $375,800 Building $351,300
2023	$10,432.00	$676,100 Land $357,900 Building $318,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Harding St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEDFIELD WATER DEPT. serves 12,713 people · EPA ID MA2175000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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