Rutherford County property record for 164 Hamilton Rd, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2007 |
| Lot Size | 2.52 acres (109,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,357 (Nov 2015) |
| Tax Bill | $2,657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1203065 |
| Primary APN | 1203065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 109,771 sqft (2.52 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Street Address | 164 HAMILTON RD |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-5235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GPIN:1539050798970000; HAMILTON SUBD |
| Legal Subdivision | M C HAMILTON ESTATE |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 960600 |
164 Hamilton Rd is owned and occupied by two individuals who bought it in November 2015.
Source: Rutherford County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 HAMILTON RD, SPINDALE, NC 28160-5235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on File |
| Deed Sale | Nov 23, 2015 · Amount on File |
| Deed Document Number | 20154708 |
| Deed Book / Page | 1116 / 689 |
| Prior Transfer Date | Nov 10, 2015 |
| Prior Transfer Doc | 0011160689 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 164 Hamilton Rd was $2,657.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 | $238,400 Land $15,200 Building $223,200 | $238,400 Land $15,200 Building $223,200 |
| 2023 | $233,100 Land $15,200 Building $217,900 | $233,100 Land $15,200 Building $217,900 | |
| 2022 | $2,009.00 | ||
| 2021 | $2,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Hamilton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 164 Hamilton Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Pangaea Internet.
5G (outdoors only) and 4G LTE
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