164 Grog Kill Rd, Willow, NY 12495 Property Records

Ulster County and Woodstock Town property record for 164 Grog Kill Rd, Willow, NY 12495 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,465 sqft · built 1983
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on File
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515800 14.4-2-6`

Property Details

APN / Parcel Number

Primary APN	`515800 14.4-2-6`
Alternative APN	`150871.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	401 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	132,422 sqft (3.04 acres)
Lot Width	268 ft Width
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	150871.000
Street Address	164 GROG KILL RD
City	WILLOW
State	NY
Zip	12495-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SECTION 2 OF GRIG KILL
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	ULSTER NY
Township / Civil Division	WOODSTOCK
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

Source: Ulster County and Woodstock Town records · APN 515800 14.4-2-6

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 GROG KILL RD, WILLOW, NY 12495-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	164 GROG KILL RD, WILLOW, NY 12495-5001
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002116
Date	Feb 02, 2022
Book Page	12725/67
Instrument	2022-2116

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	901 Months
Due	Mar 01, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.22%
Type Change Date	Feb 01, 2022
Index	LIBOR
Margin	2

Tax Assessment & Valuation

Source: Ulster County and Woodstock Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Woodstock Town
Unified School District	Onteora Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,608.00 (+34.18%)	$270,500 (-) Land $64,000 Building $206,500	$575,532 (-1.06%) Land $136,170 Building $439,362
2023		$270,500 (-) Land $64,000 Building $206,500	$581,720 (+31.18%) Land $137,634 Building $444,086
2022		$270,500 Land $64,000 Building $206,500	$443,443 Land $104,918 Building $338,525
2021	$2,689.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	24 (1980–2023)
Claims Outside the SFHA	12 of 24
Most Recent Claim	Apr 2023, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jun 2006 · 3 claims Blizzard Of 96 (severe Snow Storm), Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.