164 Gemstone Ln, Acworth, GA 30101 Property Records

Paulding County property record for 164 Gemstone Ln, Acworth, GA 30101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,883 sqft · built 2002
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2009)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013.3.3.003.0000`

Property Details

APN / Parcel Number

Primary APN	`013.3.3.003.0000`
Alternative APN	`49079`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,883 sqft Living Area
Gross Area	4,664 sqft
1st Floor Area	1,665 sqft
Basement Area	1,642 sqft
Finished Basement	1,313 sqft
Unfinished Basement	329 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	452 sqft

Exterior Amenities

Porch	Porch
Porch Area	95 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	49079
Street Address	164 GEMSTONE LN
City	ACWORTH
State	GA
Zip	30101-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAL PROPERTY
Legal Subdivision	BENTWATER UNIT B
Legal Block	3
Legal Lot Number	B87
Legal Unit	B
Jurisdiction	PAULDING GA
Township / Civil Division	NORTH PAULDING
Census Block Group	3
Census Block	3004
Census Tract	120105

Owner

164 Gemstone Ln is owned and occupied by an individual who bought it in May 2009.

Source: Paulding County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2009 · Amount on File
Deed Sale	May 12, 2009 · Amount on File
Prior Sale	Apr 20, 2009 · Amount on File
Deed Book / Page	2699 / 761
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Recording Date	Apr 2, 2026
Property Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244
Document Number	0000153392
Book / Page	5386 / 993
Instrument Date	Mar 27, 2026
Instrument	2026153392
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244

Mortgage

Document Number	0000153392,
Date	Apr 2, 2026
Book Page	5386/993
Instrument	2026153392

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244

Mortgage

Document Number	0045900000000572
Date	Aug 30, 2021
Book Page	0000004590/0000000572

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244
Document Number	0043940179
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GEMSTONE LN ACWORTH GA 301012244, ACWORTH, GA 30101-2244

Mortgage

Document Number	0043940179
Date	Dec 28, 2020
Book Page	004394/000179

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING GA
Property Address	164 GEMSTONE LN, ACWORTH, GA 30101-2244
Document Number	0041590323
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GEMSTONE LN ACWORTH GA 301012244, ACWORTH, GA 30101-2244

Mortgage

Document Number	0041590323
Date	Dec 31, 2019
Book Page	004159/000323

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 164 Gemstone Ln was $5,431 with a homeowner's exemption, down 5.2% from the year before.

Source: Paulding County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Paulding County
Unified School District	Paulding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (-5.22%) Homeowner's exemption	$221,688 (-5.11%) Land $26,000 Building $195,688	$554,220 (-5.11%) Land $65,000 Building $489,220
2024	$5,730.00 (+9.88%) Homeowner's exemption	$233,616 (+15.31%) Land $26,000 Building $207,616	$584,040 (+15.31%) Land $65,000 Building $519,040
2023	$5,215.00 Homeowner's exemption	$202,596 Land $26,000 Building $176,596	$506,490 Land $65,000 Building $441,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Gemstone Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Gemstone Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAULDING COUNTY WATER SYSTEM serves 117,468 people · EPA ID GA2230002
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: GreyStone Connect, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gemstone Ln

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