164 Gargonza Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 164 Gargonza Ct, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,420 sqft · built 2007
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2022)
Tax Bill	$334 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086531-0620`

Property Details

APN / Parcel Number

Primary APN	`086531-0620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	1,719 sqft
1st Floor Area	642 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	44 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	164 GARGONZA CT
City	SAINT AUGUSTINE
State	FL
Zip	32084-2588
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	58/9-12 NORTH TUSCANY VILLAGE LOT 62 OR5687/380
Legal Range	29E
Legal Township	07S
Legal Section	05
Legal Subdivision	NORTH TUSCANY VILLAGE
Legal Block	4
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20904

Owner

Source: St. Johns County records · APN 086531-0620

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 29, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 29, 2022	Warranty Deed, Transfer CELEBRATION TITLE GROUP
Aug 03, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	2022116219
Deed Book / Page	5687 / 380
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588

Mortgage

Document Number	0062621051
Date	Nov 24, 2025
Book Page	6262/1051
Instrument	2025095947

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 29, 2022
Property Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588
Document Number	0056870380
Book / Page	5687 / 380
Map Reference	MB 58 PG 9-12
Instrument Date	Dec 20, 2022
Instrument	2022116219
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8076 ASPENCREST CT, ORLANDO, FL 32835-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 GARGONZA CT, ST AUGUSTINE, FL 32084-2588

Mortgage

Document Number	0005687385
Date	Dec 29, 2022
Instrument	5687/385

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 29, 2022
Property Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588
Document Number	0056861765
Book / Page	5686 / 1765
Map Reference	MB 58 PG 9-12
Instrument Date	Dec 20, 2022
Instrument	2022116062
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5019 HESKETT LN, KEYSTONE HEIGHTS, FL 32656-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8076 ASPENCREST CT, ORLANDO, FL 32835-6838

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	164 GARGONZA CT, SAINT AUGUSTINE, FL 32084-2588
Document Number	0046171676
Instrument Date	Aug 03, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 GARGONZA CT ST AUGUSTINE FL 320842588, ST AUGUSTINE, FL 32084-2588

Mortgage

Document Number	0046171676
Date	Sep 27, 2018
Book Page	004617/001676
Instrument	69940

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 26, 2045

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,334 (-9.15%) Land $50,000 Building $148,334	$198,334 (-9.15%) Land $50,000 Building $148,334
2025	$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption	$218,321 (-2%)	$218,321 (-2%) Land $45,000 Building $173,321
2024	$254.00 Disabled Person's exemption Veteran's exemption	$222,777 (-1.8%)	$222,777 (-1.8%) Land $55,000 Building $167,777
2023	$254.00 (-89.92%) Disabled Person's exemption Veteran's exemption	$226,869 (+21.79%)	$226,869 (+21.79%) Land $55,000 Building $171,869
2022	$2,521.00	$186,286	$186,286 Land $47,040 Building $139,246

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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